Exam (elaborations)
03_ Affordable Care Act and Access/ 04_Medicare and Medicaid correctly answered
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03_ Affordable Care Act and Access/ 04_Medicare and Medicaid correctly answered
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03_ Affordable Care Act and Access/04_Medicare and Medicaid
Which of the following is NOT a goal of the ACA?
a. reduce health care costs
b. improve access to care by expanding medicare for all
c. transform quantity of care to quality of care
d. introduce evidence based medicine into medical practice - correct answer ✔✔b. improve access to
care by expanding medicare for all; NOT medicare but addresses MEDICAID!!!
ACA goal to increase access to health care is by broaden medicaid coverage for low-income individuals,
marketplaces with subsidies for moderate income individuals, and ____ - correct answer ✔✔employer-
sponsored coverage
T/F: Under the ACA, insurance companies can charge elder person more than younger for the same plan
- correct answer ✔✔true
Under the ACA, insurance companies can account for 5 things when setting premiums:
1. Age: Premiums can be up to 3 times higher for older people than for younger ones.
2. Location: Where you live has a big effect on your premiums. Differences in competition, state and local
rules, and cost of living account for this.
3. ____
4. Individual vs. family enrollment: Insurers can charge more for a plan that also covers a spouse and/or
dependents.
5. Type of plan (deductibles and out of pocket expenses etc.) - correct answer ✔✔Tobacco use: Insurers
can charge tobacco users up to 50% more than those who don't use tobacco.
T/F: Under the ACA, insurance company can charge men more than women for the same plan - correct
answer ✔✔false
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