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CBSPD CERTIFICATION EXAM 3 LATEST 2024 WITH ACTUAL QUESTIONS AND CORRECT VERIFIED ANSWERS/ALREADY GRADED A+ 100% GUARANTEED TO PASS CONCEPTS(ALL WHAT YOU NEED) LATEST EDITION 2024$27.99
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CBSPD CERTIFICATION EXAM 3 LATEST 2024 WITH ACTUAL QUESTIONS AND CORRECT VERIFIED ANSWERS/ALREADY GRADED A+ 100% GUARANTEED TO PASS CONCEPTS(ALL WHAT YOU NEED) LATEST EDITION 2024
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Course
CBSPD CERTIFICATION
Institution
CBSPD CERTIFICATION
CBSPD CERTIFICATION EXAM 3 LATEST 2024 WITH ACTUAL
QUESTIONS AND CORRECT VERIFIED ANSWERS/ALREADY
GRADED A+ 100% GUARANTEED TO PASS CONCEPTS(ALL
WHAT YOU NEED) LATEST EDITION 2024
CBSPD CERTIFICATION EXAM 3 LATEST 2024 WITH ACTUAL
QUESTIONS AND CORRECT VERIFIED ANSWERS/ALREADY
GRADED A+ 100% GUARANTEED TO PASS CONCEPTS(ALL
WHAT YOU NEED) LATEST EDITION 2024
In order to protect the reagent on high-level disinfectant test strips, it is
important that the container be: - ANSWER-kept tightly closed
For an effective high-level disinfection you must have correct: - ANSWER-
concentration of the disinfectant, temperature and contact time
Water bottles and tubing must be cleaned and high level disinfected: -
ANSWER-daily
Which of the following disinfectants requires activation prior to use? -
ANSWER-glutaraldehyde
Which of the following is a major cause of AER failures? - ANSWER-using
incorrect connectors
,Which of the following chemicals requires minimal effective concentration
(MEC) testing? - ANSWER-glutaraldehyde
The main reason to keep a log of the scopes being processed is to: - ANSWER-
be able to track the scope to a specific patient
It is not necessary to record which of the following on the high-level
disinfectant record? - ANSWER-whether the item was completely dry
Healthcare workers have the ethical responsibility of: - ANSWER-maintaining
patients confidentiality
Ethics is the practice of: - ANSWER-conforming to accepted and professional
stands of conduct
The length of time for which a high-level disinfectant can be used after it has
been opened is known as its: - ANSWER-use of life
Which of the following will be noted on improperly cleaned instruments that
have been disinfected in ortho-phthaladehyde? - ANSWER-blue stain
Orthro-phthalaldehyde can be neutralized for disposal with: - ANSWER-glycine
Sterilization / disinfection records should be kept for a minimum of : - ANSWER-
as directed by legal counsel
Incident reporting is required when: - ANSWER-an employees is injured on the
job
,Flexible endoscopes must be competently reprocessed so that: - ANSWER-
patient care is not adversely affected
The regulation that provides for the protection of confidentiality and security
of health data through setting and enforcing standards is known as the : -
ANSWER-Health Insurance Portability and Accountability (HIPAA)
Alicia wants life insurance to cover a tax liability that will be triggered upon her
death. She is mindful of her personal budget and would like to keep premiums
as low as possible. It comes to financial matters. She prefers simple and
guaranteed products. Among the following policies, which type of policy is best
suited for Alicia? - ANSWER-Non participating whole life with a GIB rider.
Lester's $500,000 life insurance policy has a terminal illness (TI) benefit clause,
which provides a benefit of 25% of the face amount up to a maximum of
$100.000. Lester has been diagnosed with a terminal illness. The doctors gave
him between 12 and 18 months to live. Lester submitted a claim for the TI
benefit and it was approved. When Lester dies, how much will his beneficiary
receive? - ANSWER-$400,000
Zachary, aged 59, is a newly retired teacher living on his pension and
retirement savings. A few months ago his first grandchild was born. Zachary
wants to buy a whole life policy on the of his grandchild with a 20-year
payment period after which the policy will be paid-up. He believes life
insurance is an essential financial tool. However, he does not want to burden
the parents of his grandchild with premium payments should he die or become
ill. Which of the following riders or benefits could address his concern? -
ANSWER-Payor waiver benefit on death only.
Leonard is the policyholder and life insured of a $700,000 whole life insurance
policy with a CSV of $250,000. He took a policy loan of $160,000. The loan's
interest rate is 5% compounded annually. Three years later, Leonard dies
without ever having made a payment on the loan. His CSV at that time is
$285,000. How much will his beneficiary receive from the policy? - ANSWER-
$516,000
, Mathew's participating life insurance policy was issued on November 21, 2001.
Since then, he has paid $32,000 in premiums and received $5,000 in cash from
policy dividends. The cumulative NCPI is $15,000 and the CSV is $40,000.
Assuming Mathew's marginal tax rate is 48%, how much tax will he pay if he
fully surrenders his policy? - ANSWER-$13,440
Ralph has dental insurance coverage with his employer. It is a co-insurance
plan. Ralph must pay 20% of dental care costs and his insurance coverage will
pay the other 80%. Which type of risk management strategies are applied for
Ralph's dental care costs? - ANSWER-3 and 4
Danica and Allan have two children under 10 years of age. Because they both
work during the day, they pay for day care services for their children. The
couple figures they will need these services for another eight years. They also
have a mortgage with a remaining amortization of 18 years. Before meeting
Danica, Allan want to ensure there is sufficient life insurance to cover their final
expenses when they die. Which of the couple's needs could not be covered by
decreasing term insurance? - ANSWER-Final expenses.
Manu is a co-op student not work enough to qualify for benefits. he has been
promised a full-time job when he graduates and will be eligible for benefits at
that time. Manu attended university later in life after backpacking through
Africa and meeting his now wife, Marimu while working at an animal
conservatory in Kenya. when the couple moved to Toronto, Marimu was able to
secure a job and earn 45,000$ a year. her company also provides her with
extended health and dental coverage (with a single and family deductible)life
insurance equal to two times her annual salary, and 25,000 worth of coverage
for Manu. as their agent, what would you suggest for Manu ? - ANSWER-A
disability income insurance
B life insurance
C critical illness insurance
D extended health and dental insurance
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