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CQIB - Banking Fundermentals Exam 2024/2025 | ACCURATE CURRENTLY TESTING REAL EXAM VERSION WITH A COMPREHENSIVE STUDY GUIDE AND DETAILED ANSWERS | EXPERT VERIFIED FOR GUARANTEED PASS | LATEST UPDATE $17.99   Add to cart

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CQIB - Banking Fundermentals Exam 2024/2025 | ACCURATE CURRENTLY TESTING REAL EXAM VERSION WITH A COMPREHENSIVE STUDY GUIDE AND DETAILED ANSWERS | EXPERT VERIFIED FOR GUARANTEED PASS | LATEST UPDATE

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CQIB - Banking Fundermentals Exam 2024/2025 | ACCURATE CURRENTLY TESTING REAL EXAM VERSION WITH A COMPREHENSIVE STUDY GUIDE AND DETAILED ANSWERS | EXPERT VERIFIED FOR GUARANTEED PASS | LATEST UPDATE

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  • September 23, 2024
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CQIB - Banking Fundermentals Exam 2024/2025
| ACCURATE CURRENTLY TESTING REAL EXAM
VERSION WITH A COMPREHENSIVE STUDY
GUIDE AND DETAILED ANSWERS | EXPERT
VERIFIED FOR GUARANTEED PASS | LATEST
UPDATE



Superannuation Funds and Approved Deposit funds normally invest in which of the follow asset types

Equities

Deposits

Property

Debit Securities




banks are highly leveraged institutions

True




Banks are price makers

True

,What is a real and imminent threat within the payments industry

Disintermediation




What role do Banks play in society and the economy as a whole

Facilitate the creation of money

Act as a Financial Intermediary

Contribute to the economy's development




How often is the CPI calculated

Quarterly




As indicated by the Reserve Banks Annual Bank Fee Survey Which of the following represented the
largest componet of fee income that banks received from Businesses

Loans




At what step of the five step process for Ethical dilemmas would you "consider all the available options"

FACTS




The action to step back and rethink or adjust your intended course of action is part of which step in the
five step approach to ethical dilemmas

talk about your chosen action




Corporate Code of Conduct can contain what ?

,It often Contains a commitment to community and social responsibility




what is one of the Basic Rules Kant proposed as being useful to a well-ordered society

You can not use people as a means to an end




Morel Absolutism

It is a form of deontology

There are certain universal moral principles by which all peoples actions may be judged




What ethical theory supports the following " When faced with an ethical dilemma , you should choose
the action that maximises good outcomes"

Consequentialist Ethics




What is one of the Benefits of VIRTUE ETHICS

It allows flexibility as there are no rules to apply




Profession and Professionalism

Adherence to codes of values and conduct

Professionals are subject to disciplinary and reputational consequences for non-compliances to
standards of behaviour

A profession is relied on by the public




Which of the common approaches to ethics considers that the right thing to do is your duty

, Deontology




FINSIA code of conduct values

Respect is one of FINSIA values




Money laundering - Layering

Layering means moving, dispersing or disguising illegal funds or assets to conceal their true origin




Which of the following initiatives were identified as part of the Better Banking Program

Protecting Whistleblowers

Independent review of the Code of Banking Practice




Independent review of the code of banking practice resulted in which ket recommendations

Further support for whistleblowers

Removing Individuals from the industry for poor conduct




Under the Corporations ACT 2001 what is a Retail client

Invests under $500K




What is the process of underwriting called

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