Accident and Health Insurance Agent/Broker Practice Exam QUESTIONS & ANSWERS(RATED A)
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Course
Accident and Health Insurance
Institution
Accident And Health Insurance
Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she will have to pay a monthly premium. Since she is healthy, she is considering delaying her enrollment until later. Will she be able to enroll at a later date?
1.Yes, she can enroll at anytime in the ...
Accident and Health Insurance Agent/Broker Practice Exam
QUESTIONS & ANSWERS(RATED A)
Sally is considering her Medicare options. She understands that to enroll
in Medicare Part B, she will have to pay a monthly premium. Since she is
healthy, she is considering delaying her enrollment until later. Will she
be able to enroll at a later date?
1.Yes, she can enroll at anytime in the future
2.Yes, however; she would have a permanent premium penalty when
she does enroll
3.No, this is a take or leave it situation
, 4.Yes, but she would have to show evidence of good health. - ANSWER
Yes, however; she would have a permanent premium penalty when she
does enroll
Under Medicare Part A, a spell of illness begins again and is subject to a
new deductible for another admission when:
1.The patient has been discharged from a prior stay and 45 days have
elapsed
2.The patient has been discharged from a prior stay and 30 days have
elapsed
3.The patient has been discharged from a prior stay and 60 days have
elapsed
, 4.The patient has been discharged from a prior stay and 90 days have
elapsed - ANSWER The patient has been discharged from a prior stay
and 60 days have elapsed
A variety of types of care are provided under a long-term care policy. All
of the following are types of care generally provided EXCEPT:
, 1.Home health care
2.Intensive care
3.Custodial care
4.Skilled care - ANSWER Intensive care
Melvin has a long-term care policy with a 30-day elimination period. The
policy has a daily benefit of $100/day. The policy has a 3-year benefit
period. If Melvin is confined to a nursing home for 9 months, how much
in benefits will his policy pay?
1.$27,000
2.$18,000
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