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Ohio laws and rules exam with Questions Already 100% Answered
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Ohio laws and rules exam withQuestions Already 100% Answered
When screening an applicant for HIV, the insurer - ✔✔may require a blood test HIV
Which of the following does restorative dental treatment cover? - ✔✔crowns
Long-term care insurance applications MUST contain plain and unambiguous health
questions. The exception to this rule would be applications for - ✔✔guaranteed
issue
Carole is a licensed agent who lives in Michigan and transacts insurance in Ohio. In
Ohio, Carole is considered to be a(n) - ✔✔nonresident agent
Which of the following is considered to be an act of misrepresentation? -
✔✔falsifying the terms, benefits, advantages, or conditions of an insurance policy
Mary's Medicare Supplement policy had been in effect for 12 months. She recently
replaced the policy with a new one that provides better coverage. The replacing policy
may only impose a __ month time exclusion for pre-existing conditions. - ✔✔0
Prior to conducting an HIV-related test, the insurer must obtain a(n) -
✔✔written authorization from the proposed insured
, Advertisements for accident and health policies that ONLY cover a stated illness
MUST display a statement that the - ✔✔policy is limited
An insurance company has just received a request for verification from a viatical
settlement provider. The insurer is required to respond within __ calendar days to this
request. - ✔✔30
Open enrollment for Medicare Supplement coverage starts - ✔✔3 months
before your 65th birthday
A viatical settlement broker may NOT - ✔✔make any transactions before
being approved for a license
A non-admitted insurer - ✔✔is not afforded protection by the guaranty fund
An agent's renewal date for his/her license is on or before - ✔✔the last day of
the licensee's birth month
If an insurer refuses to pay a claim, how many days must the insured wait to take
legal action against a health insurer after submitting written proof of loss? - ✔✔60
Informing an insured of inaccurate terms of an insurance policy is considered to be
a form of - ✔✔misrepresentation
The entire contract provision includes all of the following EXCEPT the -
✔✔changes made by the agent
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