CISR PERSONAL LINES MISCELLANEOUS EXAM ACTUAL EXAM 100 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES
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Course
2024/2025
Institution
2024/2025
CISR PERSONAL LINES MISCELLANEOUS EXAM
ACTUAL EXAM 100 QUESTIONS AND CORRECT
DETAILED ANSWERS WITH RATIONALES
What is a trade? - Answer️️ -Skilled manual or mechanical work.
Examples: Painter, Carpenter, Electrician, etc.
What is a profession? - Answer️️ -A vocation requiring advanced ...
structure? - Answer✔️✔️-1 - An other structure that is rented or held for rental to anyone
not a tenant of the dwelling unless for use solely as a private garage.
2 - An other structure with a business conducted in it.
3 - An other structure used to store "business" property unless the property is both: (1)
Owned solely by an "insured" or tenant of the dwelling & (2) The "business" property is
not gaseous or liquid fuel unless it is in a permanently installed fuel tank of a vehicle or
craft parked or stored in the structure.
What is the Structures Rented to Others - Residence Premises HO 04 40 endorsement
used to obtain? - Answer✔️✔️-Used to obtain coverage for an other structure that is
rented to others for use as a private residence.
The other structure is described in the Schedule with a Limit of Liability.
What is the Permitted Incidental Occupancies - Residence Premises HO 04 42 used
for? - Answer✔️✔️-An other structure with an eligible incidental "business" exposure
typically offices, schools, or studios.
The Limit of Liability & Description of Other Structure must be shown in the Schedule.
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