Damage Appraisal License Test questions
with actual answers.
Subrogation ANS -One insurance company sues another to recover cost to repair insured's car
Release ANS -Two insurance companies agreed or insured agrees
ACV ANS -Actual Cash Value, cost new less depreciation
Arbitration ANS -Only way in insurance policy to dispute claim amount. Two appraisers agree or go to
umpire
LQK ANS -Like, Kind, Quality
Solenoid ANS -Located between battery and starter motor
Exhaust ANS -Parts-CAT converter, muffler,pipes, exhaust, manifold
Unibody ANS -Overall stronger than "body on frame," car with high strength steel , spot welded
Rear Suspension ANS -Parts- rear springs,shocks, U bolts
Roof ANS -Unibody- supported by pillars. Windshield is part of unibody
Stated Value Policy ANS -Agreed amount of ACV
Unibody floor ANS -High strength from rockers at pinch
, Engine Parts ANS -Intake manifold, exhaust manifold
Stabilizer Bar ANS -Keeps car level on turns
Unibody Parts ANS -Rockers, Pillars, Floors, Aprons
Brake Parts ANS -Disc: rotors, calipers, pads. Drums: drums, shoes, wh. cylinders
Tire Thread New ANS -11/32
Tire Contact w/ Wheel ANS -Bead
Hood ANS -Bonnet
Deck Lid ANS -Boot
Auto Trans Torque Converter ANS -Manual trans- clutch
Bell Housing ANS -Torque converter is shielded
Air Bad Angle ANS -Deploys at 30* angle when hit
Nitrogen Gas ANS -Inflates Air Bag
Primary Damage ANS -Immediate impact area
Secondary Damage ANS -Beyond immediate impact area
Private investigation ANS -Don't show license
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