Exam (elaborations)
ARKANSAS HEALTH INSURANCE ,ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS
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ARKANSAS HEALTH INSURANCE ,ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS
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1-70 of 70The uncertainty about loss that exists whenever more than one outcome is possible is
called:
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Risk
A representation that fails to correspond with its assertions or stipulations is:
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False
When an insurer voids an insurance contract due to an intentionally fraudulent
omission by the insured of a material fact, it is known as:
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Rescission
Under social security, eligible dependent children and an eligible surviving spouse
under the age of 60 may be entitled to survivors benefits upon the death of a
"currently insured" worker who has at least ____ quarters of coverage earned during a
____ quarter period which ends with the calendar quarter in which the covered person
dies, becomes eligible for retirement benefits, or became disabled:
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6; 13
A worker must have "fully insured" status under social security to qualify for all of the
following benefits EXCEPT:
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Survivors
, If a disability income policy has an "own occupation" clause, that is, if the insured can
no longer perform the responsibilities of the job held when he or she became
disabled, he or she is considered:
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To be totally disabled
Under the Patient Protection and Affordable Care Act (PPACA), health plans cannot
limit or deny benefits or deny coverage for a child younger than age ____ because the
child has a pre-existing condition that developed before the child applied to join the
plan:
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19
An applicant for health insurance completes an application, indicating that they have
been treated for various medical conditions in the past. If the underwriter needs more
information regarding these past treatments, they will most likely order a(n):
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Attending physicians statement
All of the following are characteristics of group major medical expense insurance
policies, EXCEPT:
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