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AHIP 2024 FINAL EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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AHIP 2024 FINAL EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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AHIP 2024 FINAL EXAM 2024/2025 WITH 100%ACCURATE SOLUTIONS
Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What
could you tell Mrs. Park that might be of assistance? - Precise Answer
✔✔She should contact her state Medicaid agency to see if she qualifies
forprograms that can help with Medicare costs for which she is
responsible.
Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - Precise Answer ✔✔You should tell Madeline that she
will be able to enroll in Medicare Part A without paying monthly
premiums due to her husband's long work record and participation in the
Medicare system. You should also tell Madeline that she will pay Part B
premiums at more than the standard lowest rate but less than the highest
rate due her substantial income.
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him - Precise Answer ✔✔After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age.
, Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare? What could
you tell him? - Precise Answer ✔✔Part A, which covers hospital, skilled
nursing facility, hospice and home health services and Part B, which
covers professional services such as those provided by a doctor are
covered under Original Medicare.
Mrs. Peňa is 66 years old, has coverage under an employer plan, and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her? -
Precise Answer ✔✔She may enroll at any time while she is covered
under her employer plan, but she will have a special eight month
enrollment period that differs from the standard general enrollment
period, during which she may enroll in Medicare Part B.
Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is
currently enrolled in Medicare Parts A and B. Jerry has also purchased a
Medicare Supplement (Medigap) plan which he has had for several
years. However, the plan does not provide drug benefits. How would
you advise Agent John Miller to proceed? - Precise Answer ✔✔Tell
prospect Jerry Smith that he should consider adding a standalone Part D
prescription drug coverage policy to his present coverage.
Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B when
first eligible and wants to know how much he will have to pay. What
should you tell him? - Precise Answer ✔✔The penalty will be a
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