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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+ $12.99
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+
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Course
LOUISIANA PROPERTY AND CASUALTY INSURANCE
Institution
LOUISIANA PROPERTY AND CASUALTY INSURANCE
LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+
LOUISIANA PROPERTY AND CASUALTY
INSURANCE EXAM (ACTUAL EXAM) WITH
QUESTIONS WITH VERY ELABORATED
ANSWERS CORRECTRY WELL ORGANIZED
LATEST 2024 – 2025 ALREADY GRADED A+
In the personal auto policy, owned trailers being towed by an insured auto are
automatically covered for
Trailers, while being towed by an insured auto, are covered automatically for
bodily injury (BI), property damage (PD) and uninsured motorist (U/M) under Part
A of a personal auto policy.
,While an insured was towing a utility trailer with his auto, the trailer came loose
and ran into a store front. What part of the insured's auto policy would pay for
the damage to the store?
(Choose from the following options)
1. Property damage liability
2. Collision coverage
3. Other-than-collision coverage
4. This loss would not be covered. - ANSWERS-1. Property damage liability
Which of the following would NOT be considered part of the insured location
under the liability section of a homeowners policy?
(Choose from the following options)
1. Vacant farmland owned by the insured
2. A residence where an insured is temporarily residing
3. A family cemetery plot
4. A lakeside cabin rented by the insured for vacation - ANSWERS-1. Vacant
farmland owned by the insured
,If an insured covered under a Mobile Homeowners Policy moves the mobile home
to protect it from a covered peril, the policy will pay up to
(Choose from the following options)
1. $350.
2. $500.
3. $750.
4. $1,000. - ANSWERS-2. $500
A mortgage company is named as a loss payee on the insured's homeowners
policy, under the standard mortgage clause. If the insured suffers a loss due to a
fire, which of the following is true?
a) The entire loss is payable to the insured.
b) The loss is payable to the insured and the mortgagee.
c) The mortgagee should submit a claim to its insurer, and the insured should
submit a claim to the HO policy.
d) The entire loss is payable to the mortgagee. - ANSWERS-b) The loss is payable
to the insured and the mortgagee.
, Loss is payable to the insured and mortgagee to protect the mortgage company's
interest. This prevents the insured from cashing the check and not completing
repairs.
Under which type of coverage does the insurer agree to pay for bodily injury or
property damage liability which the insured has agreed to assume under a written
contractual agreement?
With this coverage, the insurer agrees to pay for bodily injury or property damage
liability which the insured has agreed to assume under a written contractual
agreement.
In a personal auto policy, the medical payments coverage is similar to
a) Accident insurance, because it pays medical expenses regardless of fault.
b) Accident insurance, because it has the same limits.
c) Bodily injury coverage, because it pays the insured's doctor bills.
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