State farm certification - claims adjuster Eam Study Guide.
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Course
State Farm
Institution
State Farm
State farm certification - claims adjuster
Eam Study Guide.
Special Limits of Liability for
1. money - answer$200 for money or coins
whats covered under dwelling - answertures attached to dwelling
ials/supplies on or adjacent to residence premises for construction use or alteration of the
pre...
State farm certification - claims adjuster
Eam Study Guide.
Special Limits of Liability for
1. money - answer✔✔$200 for money or coins
whats covered under dwelling - answer✔✔1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for construction use or alteration of the
premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
other structures separated by clear space are.... such as - answer✔✔covered.
Structures connected to the dwelling by only
a fence, utility line, or similar connection are considered
to be other structures.
We do not cover other structures: - answer✔✔1.not permanently attached to or otherwise
forming a
part of the realty;
2.used in whole or in part for business purposes; or
3.rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered - answer✔✔not
Cov A
will cover personal property owned by others while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - answer✔✔the
property is on the part of the residence premises occupied exclusively by an insured.
2.the property is in any other
residence occupied by an insured.
Cov B
We cover personal property usually situated at an in-
sured's residence, other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is greater. - answer✔✔$1,000 or
10%, B limit.
Additional Living Expense is for up to (time) - answer✔✔for up to 24
months. Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
settle elsewhere; or (c) 24 months.
Fair Rental Value. up to - answer✔✔12 months
Prohibited Use coverage - answer✔✔Insured, we will cover
any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks
while use is prohibited.
Debris Removal terms - answer✔✔When the amount payable for the property damage plus
the debris removal exceeds the limit for the damaged
property, an additional 5% of that limit is available for
debris removal expense. This additional amount of insur-
ance does not apply to Additional Coverage, item 3.
Trees, Shrubs and Other Plants.
We will also pay up to $500 in the aggregate for each loss
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