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FDCPA Practice Questions WITH CORRECT ANSWERS RATED A+ ALREADY PASSED
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FDCPA Practice Questions WITH CORRECT ANSWERS RATED A+ ALREADY PASSED
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FDCPA Practice QuestionsFDCPA - correct answer ✔✔Fair Debt Collection Practices Act
Debtor - correct answer ✔✔One who is obligated or allegedly owes or would have to pay debts
Debt Collector - correct answer ✔✔Someone who collects on debts
Creditor - correct answer ✔✔Any person who credits something
Location Information - correct answer ✔✔Place of residence,home phone number and place of
employment. (804)
Mini Miranda - correct answer ✔✔A attempt to collect on dept and any information obtained will be
used for that purpose
Mini Miranda warning - correct answer ✔✔is given on every call with the correct consumer
FDCPA Was established in what Year - correct answer ✔✔1977
Discuss consumer dept with - correct answer ✔✔Consumer or the consumer's attorney
Validation - correct answer ✔✔An explanation of what an agency must do if a debt is disputed. Required
by FDCPA. Or a written statement of the customer's right to dispute a debt. (809)
After a collector receives notice from the customer to stop communication the collector may: - correct
answer ✔✔Inform the customer that further collection efforts will cease, and list all the alternatives
available. (805)
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