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FDCPA/Laws course Training & Testing (Part 2) well answered to pass
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FDCPA/Laws course Training & Testing (Part 2) well answered to pass
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FDCPA/Laws course Training & Testing(Part 2)
How many times can a debt collector contact third party to request location information regarding the
consumer? - correct answer ✔✔1
When communicating with a consumer, a debt collector? - correct answer ✔✔can contact the consumer
at work if it is not inconvenient for the consumer.
which of the following are right parties with whom you can always discuss the debt ? - correct answer
✔✔The executor of the estate of a deceased consumer
The Fair Debt Collection Practices Act: - correct answer ✔✔Was enacted to eliminate abusive deceptive,
and unfair debt collection practices.
The FDCPA allows debt collectors to contact a consumer - correct answer ✔✔Between 8:00 am and 9:00
pm in the consumer's time zone.
A debt collector may not: - correct answer ✔✔Use a post card to attempt to collect a debt.
True or False: A debt collector may call a consumer as many times in a day it takes to get a hold of the
consumer so long as the debt collector does not leave a message. - correct answer ✔✔FALSE
True or False: A Debt collector may imply he is an attorney if the account will be forwarded to an
attorney for collection. - correct answer ✔✔FALSE
True or False: A consumer can dispute the debt after the Validation Period has expired. - correct answer
✔✔False
True or False : An individual debt collector can be personally sued under FDCPA - correct answer ✔✔True
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