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NYS LIFE ACCIDENT AND HEALTH INSURANCE EXAM 2024 ACTUAL EXAM 2 VERSIONS (VERSION A AND B) COMPLETE 450 QUESTIONS WITH DETAILED VERIFIED ANSWERS /ALREADY GRADED A+$17.99
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NYS LIFE ACCIDENT AND HEALTH INSURANCE EXAM 2024 ACTUAL EXAM 2 VERSIONS (VERSION A AND B) COMPLETE 450 QUESTIONS WITH DETAILED VERIFIED ANSWERS /ALREADY GRADED A+
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NYS LIFE ACCIDENT AND HEALTH INSURANCE 2024
Institution
NYS LIFE ACCIDENT AND HEALTH INSURANCE 2024
NYS LIFE ACCIDENT AND HEALTH
INSURANCE EXAM 2024 ACTUAL EXAM 2
VERSIONS (VERSION A AND B)
COMPLETE 450 QUESTIONS WITH
DETAILED VERIFIED ANSWERS
/ALREADY GRADED A+
NYS LIFE ACCIDENT AND HEALTH
INSURANCE EXAM 2024 ACTUAL EXAM 2
VERSIONS (VERSION A AND B)
COMPLETE 450 QUESTIONS WITH
DETAILED VERIFIED ANSWERS
/ALREADY GRADED A+
An employee is eligible for NYSDBL if they have
worked for an eligible employer for:
A. A minimum of 6 weeks
B. A minimum of 12 weeks
C. A minimum of 5 weeks
D. A minimum of 4 weeks - ....ANSWER...Answer: D.
A minimum of 4 weeks
If any non-occupational injury or illness arises
before 4 weeks of work with an eligible employee,
NYSDBL will not be eligible for that employee.
,This policy, if purchased, would allow the purchaser
to receive medicaid extended benefits for Long Term
Care (LTC) Expenses once the policy has exhausted
its benefits.
A. The New York State Disability Plan
B. The New York State Partnership for Long Term
Care
C. A qualified long term care policy
D. No such policy exists - ....ANSWER...Answer: B.
The New York State Partnership for Long Term Care
Which is not considered a general requirement for
advertising?
A. There can be no exaggerations of benefits and
coverage of a policy
B. Nothing can be omitted from an advertisement
that can mislead the public
C. Advertisements must be truthful and contain no
misleading words or intent
D. The name of the agent and the name and principal
address of the insurer may be excluded under
specific conditions - ....ANSWER...Answer: D. The
,name of the agent and the name and principal
address of the insurer may be excluded under
specific conditions
The name of the agent and the name and principal
address of the insurer is required in advertisements.
A person who is no longer eligible for dependent
coverage under a family qualified health plan may
have the right to convert to an individual plan
without evidence of insurability within:
A. 60 days
B. 31 days
C. 45 days
D. 30 days - ....ANSWER...Answer: A. 60 days
Which is an example of NY required benefits for
individual and/or group plans?
A. Autism Spectrum Disorders
B. Mental Health & Addiction
C. Prevention & Wellness
, D. All of the above - ....ANSWER...Answer: D. All of
the above
All of these benefits are covered under NY insurance
plans.
A Disclosure Statement in a health insurance
contract must be in a language and format of no less
than:
A. 10 point type
B. 12 point type
C. 14 point type
D. 8 point type - ....ANSWER...Answer: B. 12 point type
For a *health policy, 12 point type is the required
minimum. However for a *life policy, 10 point type is
the required minimum.
Which statement(s) are true regarding an insurer in
NY offering a Medicare supplement (Medigap) policy?
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