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Affordable Care Act Questions And Answers Latest Update 2024/2025
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Affordable Care Act Questions And Answers Latest Update 2024/2025
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Affordable Care Act Questions AndAnswers Latest Update 2024/2025
What does the Affordable Care Act do? Answer: -Requires all Americans to purchase health
insurance
-Creates health insurance exchanges where people can buy insurance
-Spreads the cost of paying for medical services among a large pool of contributors
What parts of the Constitution does the legislation rely on? Answer: The Affordable Care Act relies
on the federal government's power to tax and spend and the Commerce Clause
What parts of the Constitution have lawsuits claimed the ACA violates? Answer: -Commerce Clause
-Power to Tax and Spend
-10th Amendment
What is the most controversial part of the ACA? Answer: the Individual Mandate
What is the Individual Mandate? Answer: A requirement that all individuals and employers
purchase health insurance. There is a penalty tax for failure to comply.
Why is the individual mandate controversial? Answer: Because opponents of the Affordable Care
Act argue that forcing people to buy health insurance is an unconstitutional use of the Commerce Clause
by Congress because health insurance is not related to interstate commerce.
How many cases in lower courts were there about the individual mandate before the Supreme Court
heard the case? Answer: There were 5 separate cases about the individual mandate before the
Supreme Court. 3 of those cases decided the mandate was constitutional, and 2 of them decided it was
unconstitutional.
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