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NEW TEXAS ALL LINES ADJUSTER FINAL EXAM (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 GURANTEED A+ $16.99   Add to cart

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NEW TEXAS ALL LINES ADJUSTER FINAL EXAM (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 GURANTEED A+

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NEW TEXAS ALL LINES ADJUSTER FINAL EXAM (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 GURANTEED A+NEW TEXAS ALL LINES ADJUSTER FINAL EXAM (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 GURANTEED A+NEW TEXAS ALL LINES ADJUSTER FINAL EXAM (200+ QUESTIONS AND CORRECT...

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  • September 2, 2024
  • 27
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • NEW TEXAS ALL LINES ADJUSTER
  • NEW TEXAS ALL LINES ADJUSTER
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linokinyua
NEW TEXAS ALL LINES
ADJUSTER FINAL EXAM (200+
QUESTIONS AND CORRECT
ANSWERS) VERIFIED ANSWERS
2024/2025 GURANTEED A+
DP - valuation - ANSWER>>>DP-1 - ACV building & contents

DP-2/3 - RCV building & ACV contents

DP - limit for fair rental value - ANSWER>>>20% of A

DP - coverages (A-E) - ANSWER>>>A - dwelling

B - other structures

C - personal property

D - fair rental value

E - additional living expense

DP - limit for additional living expenses - ANSWER>>>DP-1 - NONE

DP-2/3 - 20% of A

DP - Property removed is covered for ___ days. - ANSWER>>>DP-1 - 5 days

DP-2 - 30 days

DP - limit for trees/plants/shrubs - ANSWER>>>5% of A

$500 per tree/shrub/plant

DP - fire department service charge - ANSWER>>>$500

DP - extended coverages - ANSWER>>>windstorm, civil commotion, hail, aircraft, vehicles, volcanic
eruption, explosion, riot

,DP - broad perils - ANSWER>>>burglary damage, ice/snow weight, glass, accidental discharge of
water/steam, falling objects, freezing, electrical, collapse, tearing apart/bulging/cracking

DP-3 perils covered (dwelling & contents) - ANSWER>>>dwelling - open

contents - broad (DP-2 perils)

Explain the difference between DP & HO policies. - ANSWER>>>DP does not automatically cover theft or
include liability coverage.

DP - Explain the difference between limited/broad theft endorsement. - ANSWER>>>limited - on
premises only

broad - on & off premises

HO-2 perils (dwelling & contents) - ANSWER>>>dwelling - named/broad

contents - named/broad

HO-3 perils (dwelling & contents) - ANSWER>>>dwelling - open

contents - named/broad

HO-4 perils (dwelling & contents) - ANSWER>>>dwelling - NO COVERAGE

contents - named/broad

HO-5 perils (dwelling & contents) - ANSWER>>>dwelling - open

contents - open

HO-6 perils (dwelling & contents) - ANSWER>>>dwelling - LIMITED named/broad

contents - named/broad

HO-8 perils (dwelling & contents) - ANSWER>>>dwelling - named/basic & extended

contents - named/basic & extended

HO - valuation - ANSWER>>>RCV dwelling

ACV content (unless endorsed)

EXCEPT HO-8 - ACV dwelling & contents

HO - coverages (A-F) - ANSWER>>>A - dwelling

B - other structures - 10% of A

C - personal property - 50% of A

D - loss of use - 30% of A

E - medical payments

F - liability

, HO - limit for personal property in self-storage - ANSWER>>>10% of C

HO - money limit - ANSWER>>>$200

HO - securities limit - ANSWER>>>$1,500

HO - watercraft limit (including trailers) - ANSWER>>>$1,500

HO - trailers limit (except watercraft trailers) - ANSWER>>>$1,500 - ON PREMISES ONLY

HO - THEFT of jewelry/furs limit - ANSWER>>>$1,500

HO - THEFT of firearms limit - ANSWER>>>$2,500

HO - THEFT of silverware limit - ANSWER>>>$2,500

HO - business personal property on premises limit - ANSWER>>>$2,500

HO - business personal property off premises limit - ANSWER>>>$1,500

HO - electronic vehicle equipment limit - ANSWER>>>$1,500

HO - tapes/discs in vehicle limit - ANSWER>>>$250

HO - standard deductible - ANSWER>>>$500

HO - trees/shrubs/plants limit - ANSWER>>>5% of A

$500 per tree/shrub/plant

HO - Property removed is covered for ___ days. - ANSWER>>>30

HO - credit card forgery limit - ANSWER>>>$500

HO - gravemarkers limit - ANSWER>>>$5,000

HO - landlord's furnishings limit - ANSWER>>>$2,500 (EXCLUDES THEFT)

HO - liability minimum limit - ANSWER>>>$100,000

HO - minimum medical payments limit - ANSWER>>>$1,000

HO - Medical payments claim must be filed within ___. - ANSWER>>>3 years

HO - lost wages supplemental payment - ANSWER>>>$250/day

HO - limit for damage to property of others - ANSWER>>>$1,000

HO - All tremors within ___ are one earthquake. - ANSWER>>>72 hours

HO - sewer backup limit - ANSWER>>>$5,000 (with special $250 deductible)

Texas HO - coverages (A-D) - ANSWER>>>A - dwelling/other structures

B - personal property

C - personal liability

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