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Exam (elaborations)

Cigna HealthSpring 2024/2025

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Cigna HealthSpring 2024/2025 1. Which of the following is a true statement about the Summary of Benefits? ️ A, B, & C -> The Summary of Benefits includes all three: A, B, and C. 2. Which of the following are included amongst the consultative selling skills? ️ All of the above -> A...

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  • August 29, 2024
  • 5
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Cigna HealthSpring 2024/2025
  • Cigna HealthSpring 2024/2025
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Cigna HealthSpring 2024/2025


1. Which of the following is a true statement about the Summary of Benefits?

✔️ A, B, & C

-> The Summary of Benefits includes all three: A, B, and C.



2. Which of the following are included amongst the consultative selling skills?

✔️ All of the above

-> All of the consultative selling skills are included.



3. Which of the following will help your needs assessment during a sales consultation or appointment?

✔️ Questioning skills and focus on discovering and meeting the customer's needs.

-> Questioning skills and focus on discovering and meeting the customer's needs will help.



4. Which of the following statements about submitting an enrollment application is accurate?

✔️ You must submit within 2 calendar days of receiving the completed enrollment form.

-> You must submit the enrollment application within 2 calendar days.



5. Which of the following is a Cigna Guiding Principle that we want all our representatives, brokers, and
partners to embrace?

✔️ Do the right thing. Always!

-> The guiding principle is "Do the right thing. Always!"



6. Which of the following is a true statement about the new PPO plan?

✔️ Selection of a PCP is not required in order to enroll.

-> You don't need to select a PCP to enroll in the new PPO plan.



7. Lucas Sanderson, a licensed and appointed sales agent has become a Cigna employee. Which of the
following does he still need to do in order to complete all requirements to sell Cigna Medicare plans?

, ✔️ B & C

-> Lucas still needs to complete B & C.



8. Which of the following is true about AEP enrollment submission?

✔️ B & D

-> AEP enrollment submission is true for B & D.



9. Which of the following is a valid and compliant way to introduce yourself as a sales agent?

✔️ A Health Plan/Benefits Consultant or similar

-> Introducing yourself as a "Health Plan/Benefits Consultant or similar" is a valid way.



10. Which of the following statements is true about the Scope of Appointment (SOA) requirements?

✔️ All planned one-on-one appointments with customers, regardless of the setting (e.g., in home,
library, coffee shop, telephonic etc.), require the completion of a SOA before the appointment.

-> All planned one-on-one appointments require a SOA before the appointment.



11. Which of the following is a benefit of Cigna's 360 wellness exam?

✔️ Promoting early detection of diseases.

-> The 360 wellness exam promotes early detection of diseases.



12. Where will a sales agent find the Summary of Benefits for each of our plans?

✔️ Our Resource Library.

-> Sales agents can find Summary of Benefits in our Resource Library.



13. Filling a 90-day supply of maintenance medication in a Part D plan may be the right option for which
type of customer?

✔️ All of the above

-> Filling a 90-day supply may be right for all types of customers.

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