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CIC COMMERCIAL MULTI- LINE EXAM PREP EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+ $14.99
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CIC COMMERCIAL MULTI- LINE EXAM PREP EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+
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Course
CIC COMMERCIAL MULTI- LINE
Institution
CIC COMMERCIAL MULTI- LINE
CIC COMMERCIAL MULTI- LINE EXAM PREP EXAM (ACTUAL EXAM) WITH QUESTIONS WITH VERY ELABORATED ANSWERS CORRECTRY WELL ORGANIZED LATEST 2024 – 2025 ALREADY GRADED A+
CIC COMMERCIAL MULTI- LINE EXAM PREP
EXAM (ACTUAL EXAM) WITH QUESTIONS
WITH VERY ELABORATED ANSWERS
CORRECTRY WELL ORGANIZED LATEST
2024 – 2025 ALREADY GRADED A+
Identify the sources of liability that can result in an employee not-related
practices claim - ANSWERS-A. Workplace Torts
Workplace torts may be based on negligence or intentional torts
Preserves full right of action if a federal case falters
Both large and small employers have significant exposure
Too many think it is only a federal issue and "right-to-work" protect them in
certain states
Negligence
Intentional torts
,B. Breach of Contract
Written contacts (including employment contract and collective bargaining
agreements)
C. Violation of Statutes Regarding Employment Practices
Examples of workplace torts - ANSWERS-Bullying, humiliation or other types of
infliction of emotional distress
Invasion of privacy
Coercion
Libel, slander, defamation of character
Negligent hiring practices
Negligent supervision
Retaliation
Wrongful or negligent evaluations, criticism, demotions, discipline
Wrongful detention or imprisonment
Wrongful termination
Determine whether a person or organization qualifies as an insured person in the
event of a claim situation and whether an exclusion or limitation applies -
ANSWERS-Named Insured Organization indicated on the declarations
,Insured Persons
Directors, officers trustees of the organization
Employees
Volunteer or an intern
Independent contractors
Identify the key elements in an employment practices liability insurance policy
insuring agreement. - ANSWERS-1. Pays sums the insured becomes legally
obligated to pay as damages
2. Resulting from a "wrongful act"
3. Right and duty to defend any "suit" seeking damages for wrongful act
4. Consent to settle
Distinguish between Covered Property and Property Not Covered under the
Identify and describe the Additional Coverages, Coverage Extensions, and Limits
Of
Insurance of the Businessowners Policy. - ANSWERS-Additional Coverages:
Fire Department ($2.5k)
B.I.- 12 mo ALS, 72 hr Waiting period payroll 60 days covers normal operating
expenses triggered by suspension (slowdown, cessation, premises is untenable)
by covered loss
Extra Expense- No waiting period, 12 mo. pays additional cost while operations
are disrupted
Civil Authority- if authority shuts you down- 4 wks 72 hr waiting (BI/EE)
Money Orders & Conterfit money: $1k
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