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CIC - Homeowners Study Guide 2024 Questions With 100% Correct Answers!!
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CIC - Homeowners Study Guide 2024 Questions With 100% Correct Answers!!
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Name: Score:62 Multiple choice questions
Definition 1 of 62
THEFT LIMITATIONS
Section I Property Coverages-Additional Coverages
_________ Landlords Furnishings excludes theft
$2,000
$1,000
$5,000
$3,000
Definition 2 of 62
T/F Coverage C No Giveback for Handicapped Vehicles
True teehhee
True teehee
False bitch
True
Definition 3 of 62
SPECIAL LIMITS OF LIABILITY
What is the amount for Important Paperwork?
$2,500
$2,000
$1,500
$300
,Definition 4 of 62
SPECIAL LIMITS OF LIABILITY
What is the amount for Theft of Jewelry, watches and furs?
$2,500
$300
$1,500
$2,000
Definition 5 of 62
COVERAGE E - PERSONAL LIABILITY
Defense costs are in addition to the ________
Policy premium
Deductible amount
Limit of liability
Coverage period
Definition 6 of 62
What coverages and others are in Section 1 of the policy?
Covering alpha, coverage beta, coverage gamma, additional perils, exclusions, conditions
Covering 1, coverage 2, coverage 3, additional conditions, perils excluded, exclusions
Covering A, Coverage B, Coverage C, Coverage D, Additional coverages, perils insured
against, exclusions, conditions
Covering x, coverage y, coverage z, additional exclusions, perils not insured against,
conditions
,Term 7 of 62
True teehhee
T/F Coverage C Animals, bird, or fish ARE covered
What coverages and others are in Section 1 of the policy?
T/F Coverage C Water or stream is NOT covered
T/F Coverage C Giveback for blank media is given
Definition 8 of 62
Coverage C - Personal Property
LIMITATIONS
The greater of $1,500 or 10% of Coverage C limits for property in a self-storage facility. Limit
doesn't apply if property is being held at another residence because "Residence Premises" is
____________________________.
used to protect the person's insurable interest in the residence premises.
agreement and definitions
being renovated AND is unlivable.
personal injury perils which include libel, slander, wrongful, evition etc.
, Term 9 of 62
-In dead storage
-Used solely as residence
-Riding lawnmower
-Handicapped related
-Non-owned recreational vehicle
-Owned recreational vehicle on specified insured location
-Owned recreational vehicle off an insured location
-Owned golf cart not built or modified to go over 25 mph
What coverage is provided for Additional Insured?
MOTOR VEHICLE LIABILITY
Excludes overage UNLESS
What coverages and others are in section 2 of the policy?
What are the 6 Exclusions for coverage E
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