State farm certification - claims
adjuster Exam Questions with
Correct Verified Solutions 100%
Guaranteed Pass (Latest Update)
1. Refrigerated Products are covered due to - ANS ✓Power failure or
mechanical failure
2. Arson Reward. - ANS ✓$1000
3. If one or more volcanic eruptions that occur within a 72-hour period
they shall be considered - ANS ✓one volcanic eruption.
Locks- We will pay the reasonable expenses you incur
4. to re-key locks on exterior doors of the dwelling located on the
residence premises: - ANS ✓when the keys to those locks are a part of a
covered theft loss. No deductible applies to this coverage.
5. Coverage B insures - ANS ✓1.Fire
2.windstorm/hail
3.Explosion
4.Riot
5.Aircraft
6.Vehicles
State farm
, 2
State
7.Smoke
8.Vandalism
9.Theft
10.Falling objects
11.Weight of ice/snow
12.Sudden and accidental discharge of overflow (cant be caused by freezing,
coverage not applied to system or appliances from which water escaped)
13. Sudden and accidental tearing asunder, cracking, burning, bulging.
14.freezing unless premises vacant
15. sudden and accidental damage to electrical appliances, devices, fixtures (up to
1000)
16. breakage of glass
6. Loss settlement for replacements or repairs are - ANS ✓acv first and
then RV
7. Loss settlement for fences will be at - ANS ✓actual cash value
8. 2. Property intended for business in and off premises - ANS ✓$1,000
on property used or intended for use in a
business while on premises AND ONLY $250 OUT OF PREMISES
This coverage is limited to $250 on
such property away from the residence premises.
9. 3.securities, checks etc - ANS ✓$1000 securities, checks etc
10. 4.watercraft, trailers. etc - ANS ✓$1000 for watercraft, trailers. etc
State farm
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