SF Texas All Lines
Adjuster Pre-licensing
Practice Exam Questions
and Complete Solutions
Graded A+
Denning [Date] [Course title]
,Which regulatory body handles violations of related insurance issues only? - Answer: Texas Insurance
Code (TIC)
What license carries the minimum requirements to handle homeowner's claims? - Answer: Property,
Casualty & Surety
30% of the questions on the license exam are considered "Knowledge-based" questions. What are the
remaining 70% considered? - Answer: Application-based
Most Workers' Compensation policies have what type of policy limit? - Answer: None
Which one of the following penalties or remedies is not valid under the DTPA? - Answer: Locked in the
same room alone with an adjuster
Which one of the following is not a qualification to become an adjuster? - Answer: Have an MBA in
insurance
If your adjusters license has not been renewed and the current date is 6 months past the actual renewal
date, what must you do to obtain a license? - Answer: Re-apply for an adjuster's license & pay a 50%
penalty
An Emergency Adjuster is valid for 90 days with an allowable ______ extension. - Answer: 90 day
When must a licensed adjuster renew his/her adjuster's license in Texas? - Answer: 2 years from your
birthday after receiving your initial license
In the mid 1990's Insurer's shifted focus on claims handling from field adjusting to in-office adjusting.
This change in claims handling was known as ___________________. - Answer: Claim Centralization
An unlicensed adjuster may work under a licensed adjuster for how long before being required to obtain
a valid adjuster's license? - Answer: 12 months
, Every licensed adjuster must notify the commissioner when they move their place of business. In what
time period must the licensee notify the commissioner? - Answer: Promptly
When the dealers negotiated an agreement on purchasing drugs, they were of age & there was a
monetary exchange. Which of the following nullify this transaction as a 'contract'? - Answer: Legal offer
& acceptance
What is the minimum amount of Continuing Education (CE) hours required to renew your Texas All-Lines
Adjuster License? - Answer: 24 hours
Which of the following is not allowed to handle property or auto claims for an insurance carrier? -
Answer: Public Adjuster
In Worker's Compensation, what is utilized to monitor the frequency of medical visits? - Answer:
Utilization Reviews
Which of the following is a Worker's Compensation regulatory entity? - Answer: Texas Worker's
Compensation Comission
What is the legal age to become a competent party to a contract? - Answer: 18
Which of the following is allowed to handle property claims for an insurance carrier? - Answer: An
individual who as an employee of an insurance company supervises the handling of claims
What does IME stand for? - Answer: Independent Medical Examination
Which of the following is not a source of legal liability? - Answer: Peril
What is the TIC? - Answer: Texas Insurance Code
An individual who investigates or adjusts losses or supervises the handling of claims. - Answer: Adjuster
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