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Tx Claim Adjuster Pre- License Exam Questions and Complete Solutions Graded A+
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Tx Claim Adjuster Pre- License Exam Questions and Complete Solutions Graded A+
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Tx Claim AdjusterPre- License Exam
Questions and
Complete Solutions
Graded A+
Denning [Date] [Course title]
,A friend of yours move to Tx and wants to become an insurance adjuster and asks you " What are the
qualifications to be an adjuster ?" This person has completed her insurance designation the CLU
(certified life insurance underwriter) after passing several rigorous examination while living in
Oklahoma. Which would NOT be the correct answer? - Answer: A person with college degree in Risk
Management and Insurance is not required.
-must be 18 years of age
-resident of state
-have a drivers license
An insurance adjuster may NOT include which of the following types? - Answer: An attorney who does
this part of this jobs
One of the persons who works with you in your office has had an adjuster license that has been expired
for a period of more than 90 days but less than 12 months . He wants to know if he needs to take
another class and examination again. What is the amount of time that would exempt him from re-
examination. - Answer: The license has expired for a period of more than 90 days, but less than one
year.
You are looking in your desk to get your license and wondered when it expires because you have to
renew it. You ask someone " How often do I have to renew my license ?" What is the correct answer? -
Answer: The second anniversary of the date
You ask your instructor how many hours the licensing class is designed to last. Also how many
minutes/hours are allowed to take the final examination . What are the correct answers? - Answer: 40
hours - 180 minutes
You are working for a fairly good sized adjusting firm and note the there a number of "new adjuster"
who are coming to work each month. Some of the people are adjuster losses, but you know that they
don't have a license and you had to "get your license" before you could adjust claims . you asked your
supervisor why this is happening ? What is the correct answer if done correctly? - Answer: This person
is being trained by a license adjuster and may for a period not exceed 12 months act as an adjuster
without having an adjuster license if at the beginning of such a trainee has been registered as such with
the commissioner.
, A tornado has hit Waco and a bunch of "storm troopers" come to Waco to begin to settle claim there.
There are several hundred of them are trying to settle the claims quickly as possible. You find out that
some of them don't even have a valid license to do this and get upset . They tell you this it is no big deal
and continue to handle the claims. Why do you think they say this (for a correct answer)? - Answer:
They have received an emergency license from the commissioner and include persons who are residents
of nonresidents of this state and who may or may not be other wise licensed adjusters.
Referring to "Emergency Adjuster" who is responsible for their actions when they adjust claims? -
Answer: A Texas licensed adjuster or/and a company licensed to do business in Texas and has an office
here.
How many days does an insurance company have to notify the insurance commission of its application
to have claims adjusted by "Emergency Adjuster?" - Answer: 5 days
You see a person that graduated from high school with your daughter come into your company's office
and indicate she wants to work as an adjuster. The is given an application to complete and writes her
age down as 18 years old. You hope she is "old enough to required minimum age of a person who
desires to have an adjuster's license? - Answer: 18 years old
You have been swamped with work and have forgotten to get back in touch with one of the claimants
regarding an auto accidents and have not done the follow-up that is expected to you. You hope that you
are not going to be terminated, but then you worry about your license . You have done a good job thus
for however the claimant " turns you into the TDI" and your receive a letter from them indicating that
you were not acting according to your duty. What would be the response from the TDI regarding the
issue? - Answer: You are subject to the Unfair Claims and Settlement Practice Act.
You are new on the job and trying to learn your duties . A some what complicated claim is given to you
to handle as all of the other adjusters are busy doing their regular work each day. Rather than
conducting a thorough investigating you simply tell the claimant ; " Here is what we are willing to offer
not knowing if ; you are right of wrong . You just hope that this will be acceptable to everyone. You soon
discover that you are in violation of what portion of the law ? - Answer: Article 21.21
Failure of any insurer to maintain a complete record of all the complaints, which it has received during
the preceding ____year(s) or since the date of its last examination by the commissioner whichever time
is shorter is considered to be a part of the Unfair Claims Settlement Act. - Answer: three years
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