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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM QUESTIONS AND ANSWERS
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM QUESTIONS AND ANSWERS
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICEEXAM QUESTIONS AND ANSWERS
A basic vision care package includes all of the following
V V V V V V V V V
EXCEPT? ...ANSWER... Safety glasses
V VVV VV V
A consumer report used to determine eligibility for insurance may
V V V V V V V V V
include all of the following EXCEPT? ...ANSWER... Medical
V V V V V V VVV VV
Underwriting exam.
V V
A group conversion option may be used in all the following
V V V V V V V V V V
instances EXCEPT? ...ANSWER... A life-changing event, such
V V VVV VV V V V
as marriage, divorce, or childbirth.
V V V V V
All of the following are characteristics of COBRA EXCEPT?
V V V V V V V V VV
...ANSWER... Change in medical privacy procedures.
V VV V V V V
All of the following are characteristics of variable whole life
V V V V V V V V V
EXCEPT? ...ANSWER... There is no guaranteed minimum
V VVV VV V V V V
death benefit.
V V
All of the following are classifications of risk EXCEPT?
V V V V V V V V VV
...ANSWER... Non-nicotine
V VV
, All of the following are common exclusions from loss found in
V V V V V V V V V V
disability income policies EXCEPT for that incurred while?
V V V V V V V V VV
...ANSWER... Committing a misdemeanor
V VV V V
All of the following are non-forfeiture options EXCEPT
V V V V V V V VV
...ANSWER... Cash dividend option.
V VV V V
All of the following are required signatures on a life insurance
V V V V V V V V V V
application EXCEPT? ...ANSWER... The minor in a juvenile
V V VVV VV V V V V
policy.
V
All of the following are requirements to qualify for Social
V V V V V V V V V
Security disability benefits EXCEPT when ...ANSWER...
V V V V V VVV V
Unable to work in occupation on which the worker was trained
V V V V V V V V V V V
or educated.
V V
All of the following are tax qualified retirement plans EXCEPT?
V V V V V V V V V VV
...ANSWER... Section 529 plan.
V VV V V
All of the following are TRUE regarding incomplete applications
V V V V V V V V
EXCEPT? ...ANSWER... The incomplete application can be
V VVV VV V V V V
accepted with the missing information added later.
V V V V V V V
All of the following statements define preexisting conditions
V V V V V V V
EXCEPT? ...ANSWER... Any chronic health condition that
V VVV VV V V V V
presents symptoms and which was unknown at the time of
V V V V V V V V V V
application.
V
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