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Exam (elaborations)

HUD Certification Exam; Questions And Answers 100% Verified

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HUD Certification Exam; Questions And Answers 100% Verified Deed Restrictions correct answerLegally enforceable terms that govern the use of real estate Redlining correct answerThe practice of refusing to make residential loans or imposing more onerous terms on any loans made because of ...

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  • August 25, 2024
  • 28
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • HUD
  • HUD
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HUD Certification Exam; Questions And
Answers 100% Verified


Deed Restrictions correct answerLegally enforceable terms that govern the use

of real estate


Redlining correct answerThe practice of refusing to make residential loans or

imposing more onerous


terms on any loans made because of the predominant race, color, national

origin, religion, sex, disability,


or familial status of the area's residents.


Civil Rights Act of 1968 correct answerFollowing the assassination of Dr. Martin

Luther King Jr., Congress


passed what monumental piece of legislation, which prohibits discrimination in

housing sales, rentals,


and financing based on race, color, national origin, religion, sex, disability and

familial status?


7 correct answerThe Fair Housing Act, as amended, protects how many

characteristics?

, HUD Certification Exam; Questions And
Answers 100% Verified


Reasonable Modification correct answerA property manager of an apartment

complex that receives


federal financial assistance installs a ramp so that a tenant in a wheelchair can

easily access her firstfloor apartment.


Reasonable Accommodation correct answerHousing provider has a policy of

requiring tenants to come


to the rental office to pay their rent. A tenant with a mental disability, who is

afraid to leave her unit, is


allowed to mail her rent payment.


True correct answerThe Fair Housing Act does not prohibit a lender from

showing potential clients


information about different loans.


Fair Housing Assistance Program (FHAP) correct answerProvides annual funding

to state and local

, HUD Certification Exam; Questions And
Answers 100% Verified


agencies that enforce fair housing laws that are substantially equivalent to the

Fair Housing Act. These


funds go towards an agency's capacity building, administrative costs,

investigative and enforcement


efforts, training and other projects designed to support enforcement of fair

housing law.


Fair Housing Initiatives Program (FHIP) correct answerProvides funding to fair

housing organizations and


nonprofits that assist people who may have been victims of housing

discrimination.


Marketing Analysis correct answerAim is to identify groups of people who would

benefit most if


targeted by the campaign, the characteristics of these people, and their

expectations.

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