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AINS 103 TEST|| AINS 103 STUDY GUIDE ACTUAL TEST 300+ QUESTIONS AND CORRECT ANSWERS ALREADY GRADED A+|| LATEST AND COMPLETE UPDATE 2024 WITH VERIFIED SOLUTIONS|| ASSURED PASS!!$29.49
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AINS 103 TEST|| AINS 103 STUDY GUIDE ACTUAL TEST 300+ QUESTIONS AND CORRECT ANSWERS ALREADY GRADED A+|| LATEST AND COMPLETE UPDATE 2024 WITH VERIFIED SOLUTIONS|| ASSURED PASS!!
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Course
AINS 103
Institution
AINS 103
AINS 103 TEST|| AINS 103 STUDY GUIDE ACTUAL
TEST 300+ QUESTIONS AND CORRECT ANSWERS
ALREADY GRADED A+|| LATEST AND COMPLETE
UPDATE 2024 WITH VERIFIED SOLUTIONS||
ASSURED PASS!!
AINS 103 TEST|| AINS 103 STUDY GUIDE ACTUAL
TEST 300+ QUESTIONS AND CORRECT ANSWERS
ALREADY GRADED A+|| LATEST AND COMPLETE
UPDATE 2024 WITH VERIFIED SOLUTIONS||
ASSURED PASS!!
Workers compensation benefits include which one of the following?
Rehabilitation benefits
3 multiple choice options
When a clothing manufacturer decides to expand the sale of its clothing line by
offering internet purchases, it creates new exposures not otherwise covered, or not
fully covered, by a traditional policy. These include
Loss or damage caused by computer viruses.
3 multiple choice options
Which one of the following supply chain exposures can a business mitigate by
carefully wording contracts and diversifying suppliers?
Loss of supply due to external events
3 multiple choice options
The commercial property coverage part of a commercial package policy contains
one or more commercial property coverage forms. Each coverage form typically
includes all of the following, EXCEPT:
A range of covered peril
,2|Pag e
3 multiple choice options
Which one of the following statements best describes the Causes of Loss—Special
Form?
The Special Form provides coverage for direct physical losses other than those that
are specifically excluded.
3 multiple choice options
Which one of the following best describes real property?
Tangible property that includes land, structures permanently attached to the land,
and whatever is growing on the land.
3 multiple choice options
During a business interruption, some of the organization's expenses, called
continuing expenses, will continue, and other expenses, called noncontinuing
expenses, will not continue. Which one of the following is an example of a
continuing expense?
Payroll of key employees
3 multiple choice options
A vehicle owner had a tire store install four new wheels and tires on the vehicle.
On the way home from the store, one of the wheels came off, causing the vehicle
to accidentally run off the road and strike a tree. The vehicle owner sued the tire
store for failing to properly tighten the lug nuts on the vehicle. The loss exposure
faced by the tire store in this case is known as
Which one of the following entities would likely have the greatest completed
operations loss exposure?
Paul the plumber
3 multiple choice options
A carrier that is prevented by an accident from delivering the cargo aboard its ship
may face an exposure called loss of freight, which is
The compensation the carrier receives for transporting cargo.
3 multiple choice options
Which one of the following statements is correct with respect to the Building and
Personal Property Coverage Form (BPP) deductible?
If an occurrence involves a loss that affects more than one category of covered
property and a separate limit of insurance applies to each category, losses to all
categories are totaled and the deductible applied to that total amount.
3 multiple choice options
Which one of the following statements is correct with respect to the Building and
Personal Property Coverage Form (BPP)?
Due to coverage extensions, it is possible for the total payment for one loss to
exceed the policy limit.
, 4|Pag e
3 multiple choice options
Which one of the following would be considered an extra expense under the
Business Income (and Extra Expense) Coverage Form of the commercial package
policy?
The increased cost of rent at a temporary location
3 multiple choice options
Dooley's Restaurant is insured under a commercial package policy (CPP) with the
Business Income (with Extra Expense) Coverage Form. The business suffered a
$400,000 loss of business income when it was forced to suspend operations after
flood waters damaged the basement and first floor of the restaurant. Which one of
the following is an acceptable reason for the CPP insurer to deny the business
income claim?
The policy's covered causes of loss did not include flood.
3 multiple choice options
Lucy's Bakery is insured under a commercial package policy with the Business
Income (and Extra Expense) Coverage Form. A fire loss caused significant damage
to the building. When Lucy learned that it would take 9 months to repair the
building, she decided to temporarily relocate to a nearby rental location. All of the
following would be considered covered extra expenses under the Business Income
(and Extra Expense) Coverage Form, EXCEPT:
The salary of the assistant baker and cake decorator
3 multiple choice options
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