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TEXAS LIFE ONLY COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) 2024 INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - ALREADY GRADED A+ $19.49   Add to cart

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TEXAS LIFE ONLY COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) 2024 INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - ALREADY GRADED A+

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TEXAS LIFE ONLY COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) 2024 INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - ALREADY GRADED A+TEXAS LIFE ONLY COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) 2024 INSURANCE LICENSE PRACT...

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  • August 22, 2024
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  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • TEXAS LIFE ONLY COMPLETE
  • TEXAS LIFE ONLY COMPLETE
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DOCJAMES
TEXAS LIFE ONLY COMPLETE 100
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) 2024
INSURANCE LICENSE PRACTICE XCEL
SOLUTIONS FINAL EXAM #12 - ALREADY
GRADED A+

Your license will be considered to be inactive when you: - ANSWER>>No longer
have any appointments


On a "participating" health insurance policy issued by a mutual insurance company,
dividends paid to policy holders are: - ANSWER>>Not taxable since the IRS treats
them as a refund of a portion of the premium paid


All of the following are true regarding a non-contributory employer group medical
expense insurance policy EXCEPT: - ANSWER>>Premiums must be paid entirely by
the employees


Which two of the following are considered to be activities of daily living in most
long-term care policies: - ANSWER>>Eating and dressing


The Employee Retirement Income Security Act (ERISA) requires that employee
benefit plans be managed for the benefit of: - ANSWER>>Participants and
beneficiaries

, Which of the following must be printed on every licensee's business cards, written
price quotations and printed advertisements: - ANSWER>>Their insurance license
number


At age 65, an individual would be eligible for which of the following at no charge -
ANSWER>>Part A of Medicare


Under the California Insurance Code (CIC), neither party to a contract of insurance is
bound to communicate any of the following EXCEPT: - ANSWER>>Information
known to be material


The enrollee pays what percentage of the premium for Medicare Part B? -
ANSWER>>100%


When an insurer voids an insurance contract due to an intentionally fraudulent
omission by the insured of a material fact, it is known as: - ANSWER>>Rescission


When can a representation be altered or withdrawn? - ANSWER>>Before the
insurance is effected, but not afterwards


Under the Patient Protection and Affordable Care Act (PPACA), health plans cannot
limit or deny benefits or deny coverage for a child younger than age ____ because
the child has a pre-existing condition that developed before the child applied to join
the plan: - ANSWER>>19


Which of the following is not covered in a long-term care policy? -
ANSWER>>Acute care in the hospital

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