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NY Accident and Health 17-52 Exam Questions with Certified Answers Graded A+
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NY Accident and Health 17-52 Exam Questions with Certified Answers Graded A+
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NY Accident andHealth 17-52 Exam
Questions with
Certified Answers
Graded A+
Denning [Date] [Course title]
, Insurance plans that are terminated, generally allow an extension of benefits to which type of
employee? - Answer: Laid off
A Key Person Disability Income Policy pays benefits to the - Answer: Employer
Which of the following is an example of presumptive disability? - Answer: Loss of sight
A policyowner suffers an injury that renders him incapable of performing one or more important job
duties. Any decrease in income resulting from this injury would make him eligible for benefits under
which provision? - Answer: Partial disability
Medicaid is a government-funded program designed to provide health care to - Answer: low income
state resident
Group Disability Income Insurance usually involves - Answer: providing benefits for nonoccupational
illnesses and injuries
Utilization review includes all of the following EXCEPT - Answer: projected date for release of the
patient
Which of the following types of long-term care benefits would be best suited for a senior citizen who
needs supervision, social, and recreational services? - Answer: adult day care
When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy -
Answer: limitations
A 65-year-old employee who works for an employer with 24 employees is disabled on the job. The
employee has fully recovered and returned to work. Which health coverage is primary? - Answer:
worker's compensation
If an insurance company obtains an investigative consumer report on a prospective insured , it MUST
inform the prospect that it is permitted to do so under which of the following Federal laws ? - Answer:
The Fair Credit Reporting Act
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