MISSOURI LAWS & RULES EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
10 views 0 purchase
Course
MISSOURI LAWS & RULES
Institution
MISSOURI LAWS & RULES
MISSOURI LAWS & RULES EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
A health insurance policy application may ONLY be altered with the written consent of the - Precise Answer Applicant
All of these statements concerning a licensee's responsibility for premiums received are true EXCEPT - Preci...
MISSOURI LAWS & RULES EXAM
2024/2025 WITH 100% ACCURATE
SOLUTIONS
A health insurance policy application may ONLY be altered with the
written consent of the - Precise Answer ✔✔Applicant
All of these statements concerning a licensee's responsibility for
premiums received are true EXCEPT - Precise Answer ✔✔The licensee
shall hold them in a fiduciary capacity before transmitting them to the
insurance company
In order to terminate a producer's appointment, the insurer MUST -
Precise Answer ✔✔Send a notice of the termination to the Director
Health insurance plans that cover physical therapy visits may NOT
impose a copay that - Precise Answer ✔✔Are greater than the copay or
coinsurance for primary care office visits
Which of the following is a requirement to attain a Missouri resident
producer license? - Precise Answer ✔✔Must be 18 years or older
Which of these is considered an unfair trade practice? - Precise Answer
✔✔A producer who tells a client that dividends are guaranteed
,Credit Life Insurance is - Precise Answer ✔✔Issued in an amount not to
exceed the amount of indebtness
The grace period for group life policy is _____ days - Precise Answer
✔✔31 days
In Missouri, all health policies must address diabetes coverage in which
way? - Precise Answer ✔✔Apply the same deductible and copays to
covered diabetic supplies as other medical conditions
When an insured receives chiropractic service, the copayment may NOT
exceed _____ of the total cost of providing the service - Precise Answer
✔✔50%
Coverage for human leukocyte antigen testing for bone marrow
transplant is REQUIRED to be provided in all - Precise Answer
✔✔Group comprehensive health insurance
Which of these is NOT a required group life policy provision? - Precise
Answer ✔✔Right to loan proceeds
Which of the following type of life insurance policies involves an
investment account that is separate from the insurer's general account? -
Precise Answer ✔✔Variable life
, A licensee must complete ____ hours of continuing education every 2
years - Precise Answer ✔✔16 hours
After a life insurance policy has been in force for a MAXIMUM of
______ years, it becomes incontestable - Precise Answer ✔✔2 years
Which of these statements regarding health coverage for physically
handicapped dependents is FALSE? - Precise Answer ✔✔The
dependent must have been over 10 years of age when the handicap was
incurred
If the sale of a Medicare Supplement involves replacement, all of these
actions must be performed by the producer EXCEPT - Precise Answer
✔✔Notify the replaced insurance company
Jasmine Is a salaried employee of an insurance company. Which of the
following duties would require her to be licensed as an insurance
producer? - Precise Answer ✔✔Soliciting insurance policies
A producer must report any personal felony charges within ___ days of
pre-trial hearing. - Precise Answer ✔✔30 days
A foreign insurance company CANNOT conduct business in Missouri
without - Precise Answer ✔✔A certificate of authority
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller YANCHY. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $16.49. You're not tied to anything after your purchase.
