MISSOURI LAWS & RULES EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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Course
MISSOURI LAWS & RULES
Institution
MISSOURI LAWS & RULES
MISSOURI LAWS & RULES EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
A health insurance policy application may ONLY be altered with the written consent of the - Precise Answer Applicant
All of these statements concerning a licensee's responsibility for premiums received are true EXCEPT - Preci...
MISSOURI LAWS & RULES EXAM
2024/2025 WITH 100% ACCURATE
SOLUTIONS
A health insurance policy application may ONLY be altered with the
written consent of the - Precise Answer ✔✔Applicant
All of these statements concerning a licensee's responsibility for
premiums received are true EXCEPT - Precise Answer ✔✔The licensee
shall hold them in a fiduciary capacity before transmitting them to the
insurance company
In order to terminate a producer's appointment, the insurer MUST -
Precise Answer ✔✔Send a notice of the termination to the Director
Health insurance plans that cover physical therapy visits may NOT
impose a copay that - Precise Answer ✔✔Are greater than the copay or
coinsurance for primary care office visits
Which of the following is a requirement to attain a Missouri resident
producer license? - Precise Answer ✔✔Must be 18 years or older
Which of these is considered an unfair trade practice? - Precise Answer
✔✔A producer who tells a client that dividends are guaranteed
,Credit Life Insurance is - Precise Answer ✔✔Issued in an amount not to
exceed the amount of indebtness
The grace period for group life policy is _____ days - Precise Answer
✔✔31 days
In Missouri, all health policies must address diabetes coverage in which
way? - Precise Answer ✔✔Apply the same deductible and copays to
covered diabetic supplies as other medical conditions
When an insured receives chiropractic service, the copayment may NOT
exceed _____ of the total cost of providing the service - Precise Answer
✔✔50%
Coverage for human leukocyte antigen testing for bone marrow
transplant is REQUIRED to be provided in all - Precise Answer
✔✔Group comprehensive health insurance
Which of these is NOT a required group life policy provision? - Precise
Answer ✔✔Right to loan proceeds
Which of the following type of life insurance policies involves an
investment account that is separate from the insurer's general account? -
Precise Answer ✔✔Variable life
, A licensee must complete ____ hours of continuing education every 2
years - Precise Answer ✔✔16 hours
After a life insurance policy has been in force for a MAXIMUM of
______ years, it becomes incontestable - Precise Answer ✔✔2 years
Which of these statements regarding health coverage for physically
handicapped dependents is FALSE? - Precise Answer ✔✔The
dependent must have been over 10 years of age when the handicap was
incurred
If the sale of a Medicare Supplement involves replacement, all of these
actions must be performed by the producer EXCEPT - Precise Answer
✔✔Notify the replaced insurance company
Jasmine Is a salaried employee of an insurance company. Which of the
following duties would require her to be licensed as an insurance
producer? - Precise Answer ✔✔Soliciting insurance policies
A producer must report any personal felony charges within ___ days of
pre-trial hearing. - Precise Answer ✔✔30 days
A foreign insurance company CANNOT conduct business in Missouri
without - Precise Answer ✔✔A certificate of authority
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