2024 QMA EXAM LATEST REVIEW
TEST BANK WITH 400 REAL EXAM
QUESTIONS WITH CORRECT
VERIFIED ANSWERS/ QMA EXAM
2024-2025 TEST BANK (NEWEST!)
Which report, written by an AME, QME, or AQME, does not involve a face-to-
face evaluation of an Applicant?
A. Initial (aka "Comprehensive")
B. Re-evaluation (aka "Follow-up")
C. Supplemental
D. Deposition - ANSWER-C. Supplemental
In the workers' compensation system, "Injury" is defined as:
A. The medical result of an industrial accident
B. Acute incident (but not sustained exposure) that causes disability or need for
medical treatment.
C. Incident or exposure that causes disability or need for medical treatment.
D. The medical result of an industrial accident, except those caused by involuntary
spasm. - ANSWER-C. Incident or exposure that causes disability or need for
medical treatment.
"Permanent Disability" is calculated by:
pg. 1
,A. QME taking the physician's "impairment rating," and then adjusting based on
nature of injury, age, and occupation
B. Consulting the AMA guides only
C. A special "Rater" taking the physician's "impairment rating," and then adjusting
based on nature of injury, age, and occupation
D. A QME taking the "impairment rating" and then adjusting for anticipated need
for occupational accommodations ( e.g. canes, accessible bathrooms). - ANSWER-
C. A special "Rater" taking the physician's "impairment rating," and then adjusting
based on nature of injury, age, and occupation
Workers' Compensation laws in California originated with the _____ which was
passed in ____
A. Almaraz Act; 1905
B. Boynton Act; 1913
C. Blackledge Act; 1910
D. Guzman Act 1924 - ANSWER-B. Boynton Act; 1913
A QME's evaluating a simple and routine low back sprain/strain for 5 minutes that
had resolved with no need for further treatment, no need for an impairment rating,
there was no apportionment indicated, no need for future medical care and no need
to provide a report was objected to because of which of the following reasons
A. A resolved injury with no impairment cannot be the basis for an admissible
report
B. The QME spent less than 20 minutes face-to-face time evaluating the IW with
no explanation and did not provide a report
C. Apportionment must be at issue for a report to meet the standard of evidence
pg. 2
,D. Because the employer/insurance carrier determined that there was no industrial
causation - ANSWER-B. The QME spent less than 20 minutes face-to-face time
evaluating the IW with no explanation and did not provide a report
In order to claim psychiatric injury, an employee must have been
A. A Peace Officer and injured by a sudden and extraordinary event.
B. Employed for at least 6 months, except where psychiatric injury was caused by
a "sudden and extraordinary event."Employed for at least 18 months.
C. Employed for at least 18 months.
D. Subjected to unwanted teasing and nicknames. - ANSWER-B. Employed for at
least 6 months, except where psychiatric injury was caused by a "sudden and
extraordinary event."Employed for at least 18 months.
The five basic categories of workers' compensation benefits are called:
A. Medical Treatment, Permanent Disability Benefits, Death Benefit,
Supplemental Job Displacement Benefits, Stay-at-Home Stipend.
B. Therapeutic Costs Voucher, Temporary Disability Benefits, Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement Benefits.
C. Medical Treatment, Temporary Disability Benefits, Permanent Disability
Benefits, Death Benefits, Supplemental Job Displacement Benefits.
D. Medical Treatment, Temporary Disability Benefits, Permanent Disability
Benefits, Death Benefits, Intermediate Benefits, Supplemental Job Displacement
Benefits. - ANSWER-C. Medical Treatment, Temporary Disability Benefits,
Permanent Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
pg. 3
, The "Grand Bargain" of the workers compensation system involves employers
agreeing to pay assured and fixed benefits for industrial injuries and workers
agreeing to: a.
A. reduction in pay to cover the cost of workers' compensation insurance.
B. Accept lower industrial safety oversight by the state.
C. Not sue their employer in civil court for an industrial injury.
D. Exempt Importer/Exporter companies from liability for industrial injury. -
ANSWER-D. Exempt Importer/Exporter companies from liability for industrial
injury.
Temporary Disability Benefits are paid at the rate of ____ and are usually limited
by a ____ time cap.
A. 2/3 of average weekly wages; 2 year
B. 90% of average weekly wages; 2 year
C. 2 /3 of yearly earnings; 1 year
D. ½ the Bosco rate; Seven years - ANSWER-A. 2/3 of average weekly wages; 2
year
Supplemental Job Displacement Benefits are available where:
A. Vocational Rehabilitation costs are deemed unreasonable.
B. The date of injury is before 1/1/13 and the employer does not offer Return-
to~Work.
C. The injured worker passes the a Job Proficiency Test.
D. The date of injury is after 1/1/13 and the employer does not offer Return-to-
Work - ANSWER-D. The date of injury is after 1/1/13 and the employer does not
offer Return-to-Work
pg. 4
