Accident and Health Insurance Agent (Broker) Practice Exam with
complete Questions and Answers 2023
Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she
will have to pay a monthly premium. Since she is healthy, she is considering delaying her
enrollm...
Accident And Health Insurance Agent/Broker Practice Exam
Questions With Verified Answers
Accident and Health Insurance Agent
(Broker) Practice Exam with Complete
Questions and Solutions Verified 2024
Accident And Health Insurance Agent/Broker Practice Exam Questions With Veried Answers
,Accident And Health Insurance Agent/Broker Practice Exam
Questions With Verified Answers
Accident and Health Insurance Agent (Broker) Practice Exam with
complete Questions and Solutios 2024
Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she
will have to pay a monthly premium. Since she is healthy, she is considering delaying her
enrollment until later. Will she be able to enroll at a later date?
1. Yes, she can enroll at anytime in the future
2. Yes, however; she would have a permanent premium penalty when she does enroll
3.No, this is a take or leave it situation
4.Yes, but she would have to show evidence of good health. - answerYes, however; she would have
a permanent premium penalty when she does enroll
Under Medicare Part A, a spell of illness begins again and is subject to a new deductible for
another admission when:
1.The patient has been discharged from a prior stay and 45 days have elapsed
2.The patient has been discharged from a prior stay and 30 days have elapsed
3.The patient has been discharged from a prior stay and 60 days have elapsed
4.The patient has been discharged from a prior stay and 90 days have elapsed - answerThe patient
has been discharged from a prior stay and 60 days have elapsed
What type of insurer retains risk?
1.Government insurance.
2.Reinsurers.
3. Self insurers.
4. Assessment insurers. - answerSelf insurers.
Accident And Health Insurance Agent/Broker Practice Exam Questions With Veried Answers
,Accident And Health Insurance Agent/Broker Practice Exam
Questions With Verified Answers
A variety of types of care are provided under a long-term care policy. All of the following are types
of care generally provided EXCEPT:
1.Home health care
2.Intensive care
3.Custodial care
4.Skilled care - answerIntensive care
Melvin has a long-term care policy with a 30-day elimination period. The policy has a daily benefit
of $100/day. The policy has a 3-year benefit period. If Melvin is confined to a nursing home for 9
months, how much in benefits will his policy pay?
1.$27,000
2.$18,000
3.$24,000
4.$17,000 - answer$24,000
Martin and his friends were at a local tavern celebrating his birthday. Martin left the bar to drive
home, but unfortunately, he was involved in a fatal accident, killing himself and two other
individuals. An autopsy reveals that Martin was well above the legal limit on his blood alcohol
test. Martin's family will receive the following from his Accidental Death and Dismemberment
policy:
1.His family will receive reduced benefits since other deaths were involved.
2.His family will receive the principal sum since this was death
3. His family will receive no benefits, since he was in the act of committing a felony
4. His family will receive no benefits since there was no dismemberment involved. - answerHis
family will receive no benefits, since he was in the act of committing a felony
Accident And Health Insurance Agent/Broker Practice Exam Questions With Veried Answers
, Accident And Health Insurance Agent/Broker Practice Exam
Questions With Verified Answers
An exclusion that always appears in a health policy is:
1.No coverage for drug or alcohol related illness
2.Hernia from an accident
3. Travel outside of the USA
4. Injury in the act of committing a felony - answerInjury in the act of committing a felony
Bruce owns a plan that pays $100 daily benefit for a hospital stay with no deductible. This kind of
policy is known as a (an):
1.Major medical plan
2.Basic plan
3.Indemnity plan
4.Reimbursement plan - answerIndemnity plan
Under what conditions is the death benefit (principal sum) payable under an Accidental Death
and Dismemberment (AD&D) policy?
1.The insured dies from a grave illness
2.The insured dies from natural causes
3.The insured dies from an accident
4.All of the above - answerThe insured dies from an accident
An insurance agent told a member of his church who had recently experienced several personal
and financial losses that he could see that she got a more favorable rate on her insurance policies
than her health and general circumstances would warrant. The woman had been his kindergarten
Accident And Health Insurance Agent/Broker Practice Exam Questions With Veried Answers
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller MasterGrade. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $16.48. You're not tied to anything after your purchase.
