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TEXAS Property and Casualty Chapter 3 Questions and Answers 2024 / 2025 (Verified Answers by Expert) $15.49   Add to cart
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TEXAS Property and Casualty Chapter 3 Questions and Answers 2024 / 2025 (Verified Answers by Expert)
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TEXAS Property and Casualty Chapter 3 Questions and Answers 2024 / 2025 (Verified Answers by Expert)

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  • August 3, 2024
  • 14
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • texas property and casualty chapter 3

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  • TEXAS PROPERTY AND CASUALTY
  • TEXAS PROPERTY AND CASUALTY

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TEXAS Property and Casualty chapter 3 questions.pdf file:///C:/Users/HP/Desktop/eewwww/TEXAS%20Property%20and%




Texas Property and Casualty chapter 3 Questions &

Answers


1. A(n) is a civil wrong committed by one person against anoth- er.

ANS Tort



2. Which of the following damages is awarded to the injured party for the actual medical

expenses incurred?

1.General

2.Punitive

3.Special

4.Consortium

ANS Special--Special damages are paid for tangible losses and general damages are paid for

damages that cannot be objectively calculated, such as pain and suffering.



3. Payment of necessary medical expenses without regard to negligence is covered by

1/




1 of 14 8/2/2024, 4:56

,TEXAS Property and Casualty chapter 3 questions.pdf file:///C:/Users/HP/Desktop/eewwww/TEXAS%20Property%20and%




which of the following insurance coverages?

1. Medical Payments

2. Bodily Injury

3. Property Damage

4. Personal Injury Liability

ANS Medical Payments--Medical payments will also pay for surgical, x-ray, dental, ambulance,

hospital, nursing, and funeral expenses incurred by a third party on the insured's premises.



4. Each of the following is an element of negligence, except



1.A duty is owed

2. The duty is violated

3. There is a foreseeable consequence

4. There is an intervening cause

ANS There is an intervening cause--The fourth ele- ment is "violation of the duty is the

proximate cause." It is not necessary to have an intervening cause.



5. Which of the following is a common law defense used by the insured when the injured
2/




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