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PSI - NY Life, Accident and Health Practice Exam 17-55 (75 Questions) -ACTUAL TEST 150 QUESTIONS ( Questions and Answers 2024 / 2025 (Verified Answers by Expert)$13.99
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PSI - NY Life, Accident and Health Practice Exam 17-55 (75 Questions) -ACTUAL TEST 150 QUESTIONS ( Questions and Answers 2024 / 2025 (Verified Answers by Expert)
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Course
Accident And Health Insurance Agent
Institution
Accident And Health Insurance Agent
PSI - NY Life, Accident and Health Practice Exam 17-55 (75 Questions) -ACTUAL TEST 150 QUESTIONS ( Questions and Answers 2024 / 2025 (Verified Answers by Expert)
PSI - NY Life, Accident and Health Practice Exam 17-55 (75 Questions... file:///C:/Users/HP/Desktop/eewwww/PSI%20-%20NY%20Life,%20
PSI - NY Life, Accident and Health Practice Exam 17-
55 Questions & Answers
1. Which policy provision permits the policy owner to take a specified number of days to
examine the contract, and allows for cancellation and a full refund if the policy owner
rejects the terms or costs?
ANS Free Look
2. When will a policy pay on a UCR basis?
ANS When particular benefits are not listed on a payment schedule
3. Which type of rider reimburses health and social service expenses incurred in a
convalescent or nursing home facility?
ANS long term care rider
4. Which of the following is exempted from the incontestability provision in insurance
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,PSI - NY Life, Accident and Health Practice Exam 17-55 (75 Questions... file:///C:/Users/HP/Desktop/eewwww/PSI%20-%20NY%20Life,%20
policies?
ANS Fraudulent misstatements
5. What does first dollar coverage mean?
ANS As soon as covered medical expenses are incurred, the policy begins to pay
6. What is the waiver of premium provision?
ANS In a long term care contract, the premium is waived after the insured has been confined
for a specific period of time
7. According to the Time Payment of Claims provision, the insurer must make the
payment immediately after receiving proof of loss EXCEPT
ANS for claims involving periodic payments
8. Which is a disadvantage to a flexible premium annuity?
ANS the actual amount of the annuity benefit cannot be determined in advance
9. When a policy or certificate containing an accelerated benefit provision is applied
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