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Idaho Property and Casualty Insurance Exam Review Questions and Answers (2024 / 2025) Updated Latest (Verified Answers) $14.49   Add to cart

Exam (elaborations)

Idaho Property and Casualty Insurance Exam Review Questions and Answers (2024 / 2025) Updated Latest (Verified Answers)

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Idaho Property and Casualty Insurance Exam Review Questions and Answers (2024 / 2025) Updated Latest (Verified Answers) Idaho Insurance Exam Answers Pdf Idaho Insurance Exam Answers 2024 Idaho Insurance Exam Answer Key Idaho Insurance Exam 2024 Pdf Idaho Insurance Exam Questions Stuvia 2024...

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  • March 27, 2024
  • 78
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
  • Idaho Property and Casualty Insurance
  • Idaho Property and Casualty Insurance

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Idaho Property and Casualty Insurance Exam Review Questions and Answers Updated Latest (Verified Answers)
1.What type of information would be found in a policy's insuring agreement?
Policy limits Insurer's address Renewal dates
Location of premises
ANS Renewal Dates
2.Which of the following is true of dwelling policy coverage?
Exclusions only apply to broad policy forms. There are no exclusions in basic forms.
Special forms only have special exclusions.
Exclusions apply to all three policy forms.
ANS Exclusions apply to all three policy forms .All of the following are considered parts of the policy structure EXCEPT
Insuring clause. Conditions.
Provisions. Exclusions.
ANS Provisions
4.First aid costs for others injured on the insured's premises
Apply only if the insured is legally liable.
Also cover injuries to the insured's family members. Are deducted from the liability limit.
Are paid in addition to the liability limit.
ANS Are paid in addition to the liability limit.
5.Which of the following risks is eligible for coverage under a businessowners policy?
a)Banks b)Automobile dealers
c)Bars or taverns d)Condominiums ANS Condominiums
6.An insured has a homeowners policy and is required to be a member of the homeowners association in her neighborhood. The association's community house has burned down, and the insured has been assessed $1200 for her share of the rebuilding cost. How much of the assessment will her homeown- ers policy pay?
a)None
b)$500 c)$1,000
d)$1,200
ANS $1,000
7.What is the maximum number of roomers or boarders for properties insured under the dwelling policy?
a)2
b)3
c)5
d)6
ANS 5
8.A type of policy that is used to provide a specific amount of
replacement cost for a given risk after an insured property has been
destroyed is called a(n)
a)Specific risk policy.
b)Valued policy.
c)Pro-forma appraisal policy.
d)Equitable sum policy.
ANS Specific Risk Policy
9.Which of the following types of valuation works best for property

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