Exam (elaborations)
Health Final Exam - NJ Accident and Health Exam/125 Questions and Answers
- Course
- Institution
Health Final Exam - NJ Accident and Health Exam/125 Questions and Answers
[Show more]
Seller
Follow
Victorious23
Reviews received
Content preview
Health Final Exam - NJ Accident andHealth Exam/125 Questions and Answers
The Commissioner must approve - -Continuing education courses
-Employer sponsored group health insurance provides coverage for which of
the following?
Self-inflicted injuries
cosmetic surgery
custodial care
alcoholism - -alcoholism
-A Medicare supplement policy can be cancelled by the insurer for - -
Nonpayment
-Which entity is responsible for regulating insurance advertising in NJ? - -
New Jersey Department of Banking and Insurance
-Which of the following are retained at the expense of an insurance buyer to
give advice on insurance needed by the buyer?
Brokers and consultants
Insurance prospectors
Third-party adminstrators
Agents - -Brokers and consultants
-Written notice for a health claim must be given to the insurer ___ days after
the occurrence of the loss. - -20
-In which of the following situations would the insurer be liable for a loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a bank
robbery - -d) The insured suffered an injury as an innocent bystander during
a bank robbery
-When a Medicare supplement policy is purchased during the open
enrollment period - -The policy must be issued regardless of health status
-In what form do disability income policies typically pay benefits? - -Periodic
income
, -What is considered to be the primary reason for buying life insurance? - -
Provide death benefits
-A newborn is required to be covered for ____ days from the moment of birth
- -30
-Once an accident and health insurance policy has been in force for ___
year(s), the policy may NOT be contested by the insurer - -2
-A doctor who accepts Medicare assignment agrees to which of the following
- Doctor may charge up to a maximum of 15% more than Medicare pays for
the service
- Doctor is not bound by Medicare's limitations on charges
- Doctor cannot charge more than Medicare's scheduled coverage
- Doctor bills the Medicare beneficiary directly for services performed - -
Doctor cannot charge more than Medicare's scheduled coverage
-What is issued to each employee with an employer health plan? - -
Certificate
-What is the tax liability for employer contributions in Health Savings
Accounts (HSA's)? - -No tax payment needed
-All of these are considered sources of information that can assist an
underwriter in determining whether or not to accept a risk EXCEPT
Agent's report
Medical Information Bureau (MIB)
Inspection reports
National Association of Insurance Underwriters - -National Association of
Insurance Underwriters
-In NJ, health insurance advertisements are required to contain the - -
insurance company's name
-Replacement regulation is designed to protect the interests of - -
Policyowners
-The Commissioner of Insurance is appointed by - -The governor
-Which type of plan would be most appropriate for an individual on Medicare
and is concerned that Medicare will NOT pay for charges exceeding the
approved amount? - -Medicare supplement plan F
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Victorious23. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $13.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
79373 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now