AHIP Medicare 2024 25 Questions With Correct Answers
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Course
NU1426
Institution
NU1426
AHIP (Medicare) 2024 |25 Questions| With Correct Answers.
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the Part D low-income subsidy. Where might he turn for help with his prescription drug costs?
a.Mr. Wu may still qualify for help in paying Part ...
AHIP (Medicare) 2024 |25 Questions| With
Correct Answers.
1). Mr. wu is eligible for medicare. he has limited financial resources but failed to qualify for the
part d low-income subsidy. where might he turn for help with his prescription drug costs?
a.mr. wu may still qualify for help in paying part d costs through his state pharmaceutical
assistance program.
b.mr. wu may still qualify for help in paying for part d costs through the federal
pharmaceutical assistance program.
c.mr. wu may still qualify for help in paying for part d costs through the local office of the
aging.
d.mr. wu has no alternative but to liquidate his remaining assets and apply for coverage
through his state's medicaid program.
Ans: A
2). Mr. diaz continued working with his company and was insured under his employer's group
plan until he reached age 68. he has heard that there is a premium penalty for those who did
not sign up for part b when first eligible and wants to know how much he will have to pay.
what should you tell him?
a.mr. diaz will not pay any penalty because he had continuous coverage under his
employer's plan.
b.during the first year, he is covered under part b, his premiums will be 10% higher than they
otherwise would be, after which point they will return to normal.
c.the penalty will be a permanent 10% increase in his part b premium for every 12-month
period that passed during which he could have enrolled and did not.
d.mr. diaz will pay a penalty, which will be a flat amount each year, paid during the first
month of coverage.
Ans: A
3). Anthony boniface turned 65 in 2023. he was not receiving social security or railroad
retirement benefits on his 65th birthday. he was interested in obtaining medicare coverage
and is eligible for premium-free part a. before he could enroll in medicare, his entire area
was impacted by a hurricane causing massive flooding and severe wind damage. the
federal government declared this to be a natural disaster which has recently ended. during
this period anthony's initial enrollment period expired. anthony asks you how he can now
obtain medicare coverage. what should you say?
a.anthony is eligible for a special enrollment period (sep) because he missed an enrollment
period due to the impact of the federally declared disaster. this sep will allow anthony to
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, enroll in part b up to six months after the end of the emergency declaration. anthony may
enroll in premium-free part a at any time and his part a coverage will be retroactive for up to
6 months.
b.anthony will be automatically enrolled in medicare part a within one month from the date
the federal government declared the disaster ended. if he wishes part b coverage he must
wait until the next general enrollment period.
c.anthony must wait un
Ans: A
4). Agent john miller is meeting with jerry smith, a new prospect. jerry is currently enrolled in
medicare parts a and b. jerry has also purchased a medicare supplement (medigap) plan
which he has had for several years. however, the plan does not provide drug benefits. how
would you advise agent john miller to proceed?
a.tell prospect jerry smith that he should keep his medigap plan but he should supplement
his healthcare coverage by purchasing a medicare advantage plan that offers prescription
drug coverage (ma-pd).
b.tell prospect jerry smith that he should drop his medigap coverage and put those premium
dollars toward the purchase of a standalone part d prescription drug plan because he can
always reactivate his medigap policy on a guaranteed issue basis. furthermore, because he
has had medigap jerry will not incur a part d late enrollment penalty.
c.tell prospect jerry smith that he should consider adding a standalone part d prescription
drug coverage policy to his present coverage.
d.tell prospect jerry smith that medigap is simply a variation of a medicare advantage plan
and the companies john represents offer more comprehensive coverage for a lower price.
Ans: C
5). Mrs. peňa is 66 years old, has coverage under an employer plan, and will retire next year.
she heard she must enroll in part b at the beginning of the year to ensure no gap in
coverage. what can you tell her?
a.she may enroll at any time while she is covered under her employer plan, but she will have
a special eight-month enrollment period after the last month on her employer plan that
differs from the standard general enrollment period, during which she may enroll in
medicare part b.
b.she may only enroll in part b during the general enrollment period whether she is retired or
not.
c.she may not enroll in part b while covered under an employer group health plan and must
wait until the standard general enrollment period after she retires.
d.she must wait at least 30 days after her employment terminates before she may enroll in
medicare part b.
Ans: A
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