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TEXAS ALL LINE ADJUSTER EXAM VERSION 2 LATEST REAL TESTBANK WITH ACTUAL QUESTIONS AND CORRECT ANSWERS WITH RATIONALES|GRADED A+ $16.49   Ajouter au panier

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TEXAS ALL LINE ADJUSTER EXAM VERSION 2 LATEST REAL TESTBANK WITH ACTUAL QUESTIONS AND CORRECT ANSWERS WITH RATIONALES|GRADED A+

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TEXAS ALL LINE ADJUSTER EXAM VERSION 2 LATEST REAL TESTBANK WITH ACTUAL QUESTIONS AND CORRECT ANSWERS WITH RATIONALES|GRADED A+

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  • 13 février 2024
  • 81
  • 2023/2024
  • Examen
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TEXAS ALL LINE ADJUSTER EXAM VERSION 2
LATEST 2024-2025 REAL TESTBANK WITH ACTUAL
QUESTIONS AND CORRECT ANSWERS WITH
RATIONALES|GRADED A+




The "Part B - Medical Payments" coverage of a personal
automobile policy covers injuries for all of the following,
EXCEPT: - ANSWER-A passenger who is injured in another
vehicle that is struck by the insured's vehicle in an accident


Which of the following are the Texas Workers' Compensation
benefits that are increased by a cost-of-living adjustment
(COLAs) - ANSWER-Lifetime Income Benefits (LIBs) only


Hannah must take time away from work to help assist in the
investigation of a claim that was made against her BOP policy.
The policy will pay for Hannah's actual loss of earnings up to:
- ANSWER-$250 per day.


Surplus Lines companies in Texas have _____ to acknowledge
the receipt of a claim. - ANSWER-30 days.

,All of the following are characteristics of a principal that a
surety will scrutinize during the underwriting process,
EXCEPT: - ANSWER-Consideration.


Under Section II of a Homeowners policy, a cemetery plot
owned by the insured is considered to be: - ANSWER-An
insured location.


Which of the following is NOT one of the four major
coverages of an Ocean Marine policy? - ANSWER-
Seaworthiness.


A ship has suffered damage and sunk. Which of the following
would respond to cover the loss of the ship? - ANSWER-Hull
Insurance.


As a fiduciary agent, an adjuster has the power to bind the
insurer. Which of the following statements is FALSE regarding
this power? - ANSWER-Only an adjuster's written statements
can legally bind an insurer.


The standardized Dwelling forms consider all eruptions of a
volcano within a __________ period to be a single
"occurrence". - ANSWER-72-hour

,Whose responsibility is it to complete a "proof of loss"? -
ANSWER-The claimant.


Which of the following would NOT be determined by a court
when an insurer has filed a declaratory judgment action? -
ANSWER-The type and amount of damages that will be paid
to a plaintiff for the claim that is being disputed.


Which of the following statements is TRUE regarding the
Homeowners "additional coverage" known as Landlord's
Furnishings? - ANSWER-The coverage is not additional
insurance and does not increase the limits of the policy.


Which of the following would be covered under the Jones
Act? - ANSWER-Crew members of a ship.


All of the following statements are true regarding a Personal
Liability Supplement, EXCEPT: - ANSWER-The policy will cover
watercraft liability.


Which of the following statements is TRUE regarding
Commercial Property coverage? - ANSWER-Commercial
property coverage can be written as both a monoline policy
and as part of a package policy.

, What type of insurance is usually provided or subsidized by
the state or federal government because it is not ordinarily
available from private insurers? - ANSWER-Residual market
insurance.


The optional coverage for "Employee Dishonesty" under a
standard Businessowners policy provides a "discovery period"
for the insured to discover the dishonest act and have
coverage still apply. Which of the following statements best
describes the "discovery period" for this optional coverage? -
ANSWER-The "discovery period" is one year from the end of
the policy period.


Which of the following would be considered an Unfair Claim
Settlement Practice? - ANSWER-Failing to deny coverage of a
claim within a reasonable amount of time after concluding
the investigation


Which of the following is TRUE regarding the DP-2 Broad
Form coverage for "artificially generated electrical current"? -
ANSWER-A fire must be the result of the artificially generated
electrical current for coverage to apply..


The Commercial Building and Personal Property coverage
form provides five extensions of coverage, but only if: -
ANSWER-An 80% or higher coinsurance percentage is shown

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