100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
prometric practice test 2023/2024 already graded A+ $9.99   Add to cart

Exam (elaborations)

prometric practice test 2023/2024 already graded A+

 1 view  0 purchase
  • Course
  • CNA
  • Institution
  • CNA

prometric practice test 2023/2024 already graded A+

Preview 2 out of 5  pages

  • November 29, 2023
  • 5
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
  • cna
  • CNA
  • CNA
avatar-seller
Ashley96
prometric practice test

Monetary damages awarded to an injured party must be based on all of the following elements
EXCEPT:
a. Damages as the proximate result
b Negligence
c. Available insurance
d. A legal duty owed - ANSc

The risk of financial loss that an individual faces illustrates the principle of:
a. Indemnity
b. Limit of recovery
c. Subrogation
d. Insurable interest - ANSd

Under a Homeowners Policy, the insured location includes all of the following EXCEPT:
a. A cemetery plot
b. A secondary location used by the insured for a business
c. Vacant land on which the insured plans to build a house
d. A motel room in which the insured is residing temporarily - ANSb

If Policy A states that it will pay after payment by other applicable policies, Policy A is:
a. Excess
b. Primary
c. Pro rata
d. Reinsurance - ANSa

The Coverage A limit for a dwelling under construction is the:
a. Actual cash value on the date of completion
b. Actual cash value at specified periods during construction
c. Average value during the period of construction
d. Replacement cost on the date of completion - ANSa

A licensed producer or agent may receive commission compensation for all of the following
services EXCEPT:
a. Negotiation of any insurance contract
b. Procurement of any insurance contract
c. Acting as a consultant to provide insurance advice
d. Adjustment of claims arising from insurance contracts - ANSc

An insurer typically will grant its producers or agents the authority to:
a. Waive policy exclusions

, b. Reject insurance risks
c. Modify policy conditions
d. Select applicants - ANSd

Under the Homeowners HO-2 Policy, all of the following are covered EXCEPT:
a. Dwelling
b. Contents
c. Personal liability
d. Farm outbuildings - ANSd

An unendorsed liability insurance policy provides coverage for:
a. Criminal actions
b. Unintentional torts
c. Intentional torts
d. Moral obligations - ANSb

Under the other structures coverage of the Broad Form Dwelling Policy, all of the following are
true EXCEPT:
a. It provides a 10% extension of coverage.
b. It provides coverage for a tool shed.
c. It does not provide an additional amount of insurance.
d. It covers a private garage rented for storage of a car. - ANSc

All of the following are true about the limit of insurance in an unendorsed property insurance
policy EXCEPT:
a. It can be increased by attaching an endorsement.
b. The insured can expect additional limits automatically upon purchasing a second property.
c. The insurer will normally not pay more than the stated limit.
d. There are special limits of insurance on some types of property. - ANSb

A driver of a vehicle failed to stop for a red light and hit a light pole but did not hit a nearby
vehicle. Which element of negligence is missing for legal action to be taken by the driver of the
nearby vehicle?
a. Legal duty
b. Failure to meet the standard of care
c. Proximate cause
d. Actual damage - ANSd

A Basic Form Dwelling Policy provides:
a. Coverage on a named peril basis
b. Liability coverage for damage caused by the insured
c. Additional living expenses
d. Recovery on a replacement cost basis - ANSa

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller Ashley96. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $9.99. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

79650 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
$9.99
  • (0)
  Add to cart