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Accident and Health Insurance Exam Questions & Answers 2023(RATED A) $9.49   Add to cart

Exam (elaborations)

Accident and Health Insurance Exam Questions & Answers 2023(RATED A)

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  • Course
  • Accident and Health Insurance
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  • Accident And Health Insurance

Accident and Health Insurance Exam Questions & Answers 2023(RATED A)

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  • August 23, 2023
  • 109
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
  • Accident and Health Insurance
  • Accident and Health Insurance
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Vannesah
Accident and Health Insurance Exam Questions And

Correct Answers(verified)

1. H has suffered a covered disability away from her job and will shortly begin

collecting benefits. The insurer sends a letter to H stating that she will not

receive any benefit amounts greater than her income. This clause is known

as:

A: Over-insurance clause

B: free look

C: relation of earning to insurance

D: relation of economic value: C: relation of earning to insurance

2. The insured should be aware of the issue date upon delivery a policy and

the date should be listed on:



,A: the policy summary

B: the first page of the contract

C: the delivery receipt

D: upon conditional receipt: B: the first page of the contract

3. The policy has all of the following rights EXCEPT:

A: Right to solely renew a guaranteed renewable policy.

B: Right to terminate a policy

C: Unilateral right to renew an Optionally renewable policy

D: Right to assign a contract: C: Unilateral right to renew an Optionally renewable

policy

4. The part of a contract that specifies which expenses may or may not be

covered is known as the:

A: Exclusion

B: Eligible Expense provision

C: Insuring Agreement

D: Consideration Clause: B: Eligible Expense provision


,5. Which of the following is considered to be a mandatory provision in a health

policy?

A: Time Limit on Certain Defenses

B: Change of Occupation

C: Illegal Occupation

D: Intoxicant/Narcotic Usage: A: Time Limit on Certain Defenses

6. Which of the following may be considered an eligible expense found in a

health policy?

A: Cosmetic Surgery

B: Premium payment

C: cold cream

D: Bus fare to receive treatment for a covered loss: D: Bus fare to receive

treatment for a covered loss






, 7. K has a policy that covers doctors visits but limits the number of visits per

calendar year and pays a limited indemnification limit per visit. K has:

A: Basic Medical Expense

B: Physician Nonsurgical Coverage

C: Basic Surgical Policy

D: Basic Hospital Coverage: B: Physician Nonsurgical Coverage

8. All of the following are CORRECT about Medicare EXCEPT:

A: An insured who is age 30 but collecting Social Security disability for the

last two years is eligible for Medicare.

B: An insured who is age 60 and is at the end stage of renal failure is eligible

for Medicare.

C: An insured who turns age 65 and is still employed is eligible for Medicare.

D: An insured who has Medicare Part A is eligible to enroll for Medigap policies

within six months of enrolling in Part A.: D: An insured who has Medicare Part

A is eligible to enroll for Medigap policies within six months of enrolling in Part A.

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