NJ Notary Public Guide and Laws | With Exam Questions & Answers (100% Correct)
NJ Notary Public Guide and Laws | With Exam Questions & Answers (100% Correct)
What is Notary Public? - ANSWER - an impartial witness to signing of documentation to ensure acknowledgement of signatures. They may also...
NJ Notary Public Guide and Laws | With
Exam Questions & Answers (100% Correct)
What is Notary Public? - ANSWER - an impartial witness to signing of documentation to ensure acknowledgement of signatures. They may also administer oaths and affirmations
Who appoints a notary? - ANSWER - The State Treasurer
List all the activities a Notary Public is empowered to do? - ANSWER - Administer Oaths/Affirmations
Take Acknowledgments
Execute Jurats
Take proofs of deeds
Execute protests for non-payment or non-acceptance
How long is a notary appointed for? - ANSWER - 5 years
What are the prerequisites for a Notary Public of New Jersey? - ANSWER - Must be president of New Jersey and/or maintains an employment within the state
Must be 18 years or older
Must not have been convicted of a crime or committed an offense involving dishonesty or crime for first or second degree.
What is an Oath? - ANSWER - An oath is a spoken pledge, given by a person appearing before the Notary for truthfulness of a specific statement(s) and/or a specific performance of a specific duty or function.
What is an Affirmation - ANSWER - may be given if a persons has conscientious objections against taking an oath.
How much may you charge for an Oath or Affirmation? - ANSWER - No more than $2.50. With no fee for swearing in a person.
Example of an Oath. - ANSWER - "Do you swear that the information presented in this document entitles "ABC", which you have signed before me, is the truth, so help you god?"
Example of an Affirmation. - ANSWER - "Do you solemnly affirm that the information presented in this document entitled "ABC", which you have signed before me, is the truth, and this you affirm under the pains and penalties of perjury?"
How can an oath and affirmation be formalized? - ANSWER - By raising the right hand and/or placing it on any holy book. What does an acknowledgment formally document? - ANSWER - That the signer of a document appeared before the Notary
That the Notary positively identified the signer
That the signer both acknowledge the signature as theirs, and that the signatures was made willingly
Requirements for Taking an Acknowledgement - ANSWER - Ensures signer appears before them with at least one form of ID which provides a physical description of signer (ie Drivers licenses). Not needed if notary personally knows signer or there is a witness to also identify the signer
Ensures that the document is filled in completely. Not a legal review but instead for completeness. If there are blanks signer must place an X or strike through the blank
Ensures that the signer understands the title and is signing willingly and freely. Notary may ask basic questions of the substance of the document to ensure these are correct.
Must be signed, dated and stamped (Stamp must include the the expiration date of commission. If they do not have a stamp, the must write his or hers commission expiration date)
Must make a journal entry
Charge only the statutory fee ($2.50)
What must a Journal Entry Include? - ANSWER - 1. Date and time of Notary Act
2. Type of Act (ie an Acknowledgement)
3. Title of Document
4. Date Document was signed
5. Signature (printed name and address of each signer and if applicable each witness)
6. Form of ID (journals should be bound to prevent tampering)
Proof of Execution - ANSWER - When a signer can not be present infant of the notary, therefore a Witness who knows the signer must be present for when the signer is signing the document and also sign the document as the witness. Then the witness must take an Oath or Affirmation infront of the notary declaring they watched the signer sign the document. It is advised that this only be done for Deeds.
What is a Jurat - ANSWER - Certificate of office or person before whom writing was sworn and is designed to compel truthfulness on part of the signer. Completed during an Affidavit. Must sign before the Notary the signer must take an oath or affirmation
What is the charge for a Jurat? - ANSWER - $1.00
Notary Procedures for a Jurat? - ANSWER - Ensures signer appears before Notary with
form of ID unless known personally and must sign before the notary
Administer an oath/affirmation
Sign Date and Stamp (may write commission expiration date if they do not have stamp)
Make Journal Entry
Only charge a $1.00 fee
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