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JROTC EXAM Pool Questions and answers. 100% Approved predictor paper.

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JROTC EXAM Pool Questions and answers. 100% Approved predictor paper. A personal financial plan can make the difference between being able to do the things you _______ to do and feeling that you'll ______ reach your goals in life - Want; need Which of the following is an advantage of understa...

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  • February 3, 2023
  • 5
  • 2022/2023
  • Exam (elaborations)
  • Questions & answers
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JROTC EXAM Pool Questions and
answers. 100% Approved predictor
paper.
A personal financial plan can make the difference between being able to do the things you _______ to
do and feeling that you'll ______ reach your goals in life - ✔✔Want; need



Which of the following is an advantage of understanding personal finance? - ✔✔It will help you evaluate
the opinions of financial advisers



The first step in creating a personal financial plan is: - ✔✔Managing your budget



Your budget is a detailed summary of expected _______ and _______ during a given period. -
✔✔Income and expense



_____ is/are an example of a need - ✔✔Basic meals



Your goal should be for your income to be ______, not just equal to, your expenses - ✔✔Greater than



This second step in financial planning takes into account money for unexpected expenses -
✔✔Managing your liquidity



Which of the following is an advantage of owning a bank account? - ✔✔You know your money is safe



The US Government protects up to ______ of customers money with of licensed banks - ✔✔$250,000



With a bank account, you will be able to show that you are ______ with your money. - ✔✔Responsible



Which of the following is an account for depositing money you want to keep? - ✔✔Savings

, Which of the following is an advantage of a savings account - ✔✔Your bank will pay you interest



When opening a new checking account, which of the following will you need to bring with you to the
bank? - ✔✔Cash or check made out to you



Your bank will send you an account statement - ✔✔Monthly



In 2011, internet retail sales reached almost - ✔✔$200 billions



Which of the following is a tip for internet shopping? - ✔✔Be suspicious of prices that are too good



Studies show that the average person uses at least _____ products every morning before he or she even
goes out the door - ✔✔15



Which of the following is a tip to becoming a smart grocery shopper? - ✔✔Don't go to the store hungry



Which is a better buy: a 16 oz. bag of "Brand A" frozen peas for $2.50 or a 24 oz. bag of "Brand B" frozen
peas for $4.00? - ✔✔Brand A



Which is a better buy, an 8 oz. container of "Brand A" yogurt for $1.50 or a 6 oz. bag of "Brand B" yogurt
for $1.00? - ✔✔Brand B



In addition to price. what else should you consider when comparison shopping? - ✔✔Quality



Which of the following is considered a positive aspect of credit? - ✔✔A credit card makes day-to-day
purchases more convenient



What does APR mean? - ✔✔Annual percentage rate

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