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UHC 2022 31 QUESTIONS WITH ANSWERS 100% CORRECT

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Jennifer is enrolling into a Medicare Advantage (MA) plan and wants to know what counts toward the Out-of-Pocket Maximum. Which of the following is accurate? A. All Out-of-Pocket costs she pays toward her health care and prescription drug expenses would count toward the Out-of-Pocket Maximu...

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  • September 22, 2022
  • 9
  • 2022/2023
  • Exam (elaborations)
  • Questions & answers
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UHC 2022 31 QUESTIONS WITH ANSWERS 100% CORRECT

Jennifer is enrolling into a Medicare Advantage (MA) plan and wants
to know what counts toward the Out-of-Pocket Maximum. Which of
the following is accurate?
A. All Out-of-Pocket costs she pays toward her health care and prescription drug
expenses would count toward
the Out-of-Pocket Maximum.
B. Jennifer's costs for prescription drugs and any benefits not covered by Original
Medicare will count toward the
Out-of-Pocket Maximum.
C. The Out-of-Pocket Maximum includes any costs she pays toward the plan, such
as plan premiums and health
care expenses.
D. The Out-of-Pocket Maximum will include her costs toward any Medicare-
covered Part A or B services. Correct Answer: a

Which statement is true about a member of a Medicare Advantage
(MA) Plan who wants to enroll in a Medicare Supplement Insurance
Plan?
a. When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not
automatically disenrolled
from their MA plan.
b. The consumer will be automatically disenrolled from the MA plan when the
Medicare Supplement plan takes
effect.
c. The member who is leaving the MA Plan does not need a valid election period to
disenroll from the MA Plan.
d. An MA Plan and a Medicare Supplement Insurance Plan work together. Correct
Answer: a

Being 65 or older, being under 65 years of age with certain
disabilities for more than 24 months, and being any age with ESRD or
ALS are each eligibility requirements for which program?
a. Medicaid
b. Low Income Subsidy
c. Original Medicare Correct Answer: c

Which of the following defines a Medicare Advantage (MA) Plan?
(Select 3)

, a. An MA Plan is part of Medicare and is also called Part C.
b. An MA Plan does not have to provide benefits equivalent to Original Medicare.
c. An MA Plan provides Medicare hospital and medical insurance (Medicare Part
A and Part B) and often includes
Medicare prescription drug coverage (Part D).
d. An MA Plan is a health Plan option approved by Medicare and offered by
private insurance companies. Correct Answer: a, c, d

Which of the following is NOT an eligibility requirement for enrollment in a
Medicare Advantage Plan?
a. Does not have any pre-existing conditions such as diabetes or End Stage Renal
Disease (ESRD)
b. IS enrolled in Medicare part B
c. Is entitled to Medicare Part A
d. Resides in the plan's service area Correct Answer: a

When is Mary's Medicare Supplement Open Enrollment period if she
turns 65 on September 23, 2021, and her Medicare Part B effective
date is September 1, 2021?
a. The month of September 2021
b. October 15, 2021, through December 7, 2021
c. June 2021 through December 2021
d. September 2021 through February 2022 Correct Answer: d

Which of the following statements is correct about HMO MA Plans?
a Most benefits are covered out-of-network but at a higher cost.
b There are no exceptions to the provider neuork requirement for obtaining certain
services from out-of-network
providers.
c Members that use out-of-network providers for routine office visits must pay a
penalty in addition to any
copayment.
d Members must receive covered services from contracted network providers.
Correct Answer: d

Which of the following is a fact about Medicare Prescription Drug
Plans?
a Medicare Part D is part of Medicare Supplement Insurance Plans
b To enroll, the consumer must reside in the plan's service area
c All drugs are covered

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