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NURSING BS C489 / C 489 Task 3 Healthcare Financing GRADED A+
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NURSING BS C489 / C 489 Task 3 Healthcare Financing GRADED A+ / NURSING BS C489 / C 489 Task 3 Healthcare Financing GRADED A+
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C489 Task 3: Healthcare FinancingUnited States Vs. Great Britain’s Healthcare System. The healthcare system of the United States
is very different in multiple levels in comparison the healthcare system in Great Britain.
Great Britain has a universal health care system that is funded by taxation; the unemployed,
children, and the people who are retired have access to the insurance coverage. The health care
system is publicly funded, generally paid for by taxation. Non-resident, visitors and illegal
immigrants receive limited access to the health care; they are allowed to receive care in the
emergency room as part of the established health care system. (“About the National Health
Service (NHS) in Great Britain – NHS choices,” n.d.).
The healthcare system in the United States comes from multiple sources, public and private
insurance coverage. Medicare and Medicaid are both government programs that provide public
insurance and are administered by the Centers for Medicaid and Medicare (CMS). Private
insurance is available for purchase from numerous state or national providers. One great
disadvantage is that in many cases the insurance coverage overlap, in such case, a Medigap
policy is an option one who desire to have full coverage would have to consider purchase. The
Medigap would be considered as a secondary insurance coverage to cover the remaining for care
cost when the primary insurance is exhausted.
The United States enacted the Affordable Care Act (ACA), which mandated health insurance
coverage for all Americans living in the U.S. The plan became effective in January 2014; it
requires everyone to have minimal essential coverage. In the case of unemployment or low
income, they are still required to have health insurance coverage; in such case, the government
would provide coverage through Medicaid at no cost based on the Federal Poverty level
assessment. (Healhcare.gov, n.d.). In the case where a person can afford health coverage but
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, C489 Task 3: Healthcare Financing
choose not to, a penalty would be charge based on the household income and that fee would be
deducted when federal income tax in filled. In Great Britain, National Health Insurance is
available to citizens and resident who are also unemployed and retired.
Children of unemployed or low-income families are covered through government programs
such as Medicaid or children health insurance program (CHIP). Children of employed and who
can afford health insurance coverage are typically covered through place of employment and is
able to benefit from their parents health care coverage as a dependent until the age of 26 year.
(Medica id.gov, n.d.). The universal healthcare system in Great Britain is much less
complicated when compared with the one in the Unites States. In the case of children and
unemployed, coverage would also be extended to these groups as part of the universal health care
plan.
There are some similarities in the healthcare system in the United States when compared to
the one in the Great Britain; both systems have a healthcare system in place that required the
citizens of the country to have health insurance coverage. The two systems also have programs in
place to cover healthcare for the retired, children, and the unemployed. The remarkable
differences between the two healthcare systems is that the Great Britain have a universal
healthcare systems that is fund through taxation and the United States have multiple avenues
through which one can get health insurance, such as private insurance through employment in
which employees pay through earn wages. Individuals also have the option of getting coverage
through the Affordable Care Act. There is also Medicare for the retired and Medicaid for the low
income individuals who are not able to afford health coverage.
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