Florida Health Insurance Exam Compilation Bundle.

Terms like: Which of the following is a standard provision of the conversion privileges in a Group Life policy? - ANS: Group Life coverage can be converted to an individual policy at regular rates on an attained-age basis What are adjustable rates for life policy loans in Florida based on? - ANS:...

Florida Health Insurance Exam/ 110 Questions with Certified Solutions. Terms like: Accident - Answer: An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance - Answer: A type of insurance that protects the insured against loss due to accidental bodi...

Florida Life and Health Insurance/ 228 Quizzes & Correct Ans. Terms like: Insured - Answer: The person covered by the insurance policy. Rider - Answer: A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? - Answer:...

Florida 2-15 Insurance License Exam/ 149 Q&A/ . Terms like: Accumulation units are converted into annuity units: - Answer: at the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - Answer: noncontributory ...

Florida Insurance Exam/ 150 Quizzes with Verified Ans/ . Terms like: The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - Answer: Insuring clause K applies for a life insurance policy on herself and submits the initial premium w...

Florida Life and Health Insurance Practice Questions/ 373 Q&A/ . Terms like: Within how many days must a licensee notify the Department of Financial Services of a change in address? - Answer: 30 All of the following entries are classified under the four principal areas of Florida insurance la...

Florida Health 240 Insurance/ 233 Q&A/ . Terms like: Help to identify and establish the intent of the parties to the contract - Answer: Rules of Construction Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is ...

Florida Health and Life Insurance State Exam Practice Part 1/ 149 Q&A. Terms like: Which Accident and Health policy provision addresses preexisting conditions? - Answer: Time Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protec...

Exam Simulator- Florida Life and Health State Exam Simulator/ 231 Q&A/ . Terms like: Which of the following statements about guaranteed renewable health insurance policy is correct? - Answer: Premiums normally increase at the time of renewal. The issuer must provide a perspective buyer with a...

Final Exam - Florida Life and Health/ 150 Quizzes & Correct Ans. Terms like: Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Answer: Misrepresentation Who owns a stock company? - Answer: A stock insurance c...

Florida Life & Health Practice Test/ 198 Questions with Verified Ans. T and S are named co-primary beneficiaries on a $500,000 Accidental Death and Dismemberment policy insuring their father. Their mother was named contingent beneficiary. Five years later, S dies of natural causes and the father ...

XCel 2-15 Florida Life & Health State Exam Simulator/ 197 Q&A. Terms like: what is considered to be a characteristic of an immediate annuity - Answer: benefit payments start within one payment period of purchase which of these characteristics is consistent with a straight life policy - Answer...

214 Florida Insurance Exam/ 164 Quizzes & Correct Ans/ . Terms like: Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - Answer: Errors and Omissions Insurance Which of the followin...

Florida Life, Health and Variable Annuity Exam/ 173 Q&A/ . Terms like: Categories of Life Insurance - Answer: Ordinary, Industrial and Group Ordinary Life - Answer: is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums....