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FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS

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214 Florida Insurance Exam Questions and Answers (Solved)

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Errors and Omissions Insurance - Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? Waiver - Which of the following terms is known as the voluntary relinquishment of a given right or privi...

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214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED

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Life Insurance - This type of insurance pays when an insured has died to offset the economic loss to dependents. A) life B) health C) annuity D) property and casualty Policy - An insurance _________ is the device used by insurance companies to accumulate funds to meet uncertain losses. Risk Po...

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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED 2025

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variable annuity - there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - covers two or more lives and contiunes in force so long as any one of them survives period certain annuity -...

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Colorado Life Insurance Final Exam /95 Questions with Complete Answers

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The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: - Return of premium What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? - Foreign or alien ...

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Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct

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Florida Residency Requirement - On the application to become a Personal Lines Agent the applicant must show they are a bona fide resident of Florida. Controlled Business - When more than 50% of an agent's income is anticipated to come from transactions for which the agent has a business, family, o...

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214 Florida Insurance Exam Questions and Answers (Solved)

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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - W...

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214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED

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This type of insurance pays when an insured has died to offset the economic loss to dependents. A) life B) health C) annuity D) property and casualty - Life Insurance An insurance _________ is the device used by insurance companies to accumulate funds to meet uncertain losses. - Policy Insuran...

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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED

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variable annuity - there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - covers two or more lives and contiunes in force so long as any one of them survives period certain annuity -...

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FLORIDA INSURANCE Final Exam 2-20 Questions and Answers 100% Pass

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Types Of Property Policies - % Property Insurance Terms And Related Concepts - % Property Policy Provisions And Contract Law - % Types Of Casualty Policies, Bonds, And Related Terms - % Casualty Insurance Terms And Related Concepts - % Casualty Policy Provisions - % Florida Statutes, Rules, An...

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Florida Insurance Types of Property Policies Final Exam

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Which of the following risks ARE eligible for coverage under a businessowners policy (BOP)? A) Banks B) Automobile dealers C) Bars or taverns D) Condominiums ISO maintains a list of risks not eligible for consideration for a BOP. Financial institutions, auto dealers, and bars and grills are spe...

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Florida Insurance Health Exam Questions and Answers (100% scores)

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Insurance - Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - Is based on actuarial or mathematical principles and guarantees a specified sum...

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FLORIDA INSURANCE 2-14 Insurance License Exam Questions and Answers with Complete Solutions

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401K Plan - A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollards Absolute Assigment vs. Collateral Asssigment - Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or rev...

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Florida Insurance 2-15 Exam Terms - 2-15 Life, Health, and Variable Annuities. State of FL Exam Questions and Answers with Complete Solutions

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Insurance - Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - Is based on actuarial or mathematical principles and guarantees a specified sum...

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Florida Personal Lines Exam Questions and Answers 100% Verified

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Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - B.) D...

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FLORIDA INSURANCE A D Banker: Comprehensive Test (VA) Exam Questions and Answers 100% Verified

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Which type of cargo policy would cover a person who owns their own truck and hauls their own goods? a. truckers coverage form b. commercial articles floater c. motor truck cargo owners coverage form d. business auto policy - c. motor truck cargo owners coverage form An accounting firm discovers...

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Preparation For NYS Personal Lines A.D Banker Quiz Questions and Answers 100% Verified

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Which term describes the equal sharing of a loss by two or more insurers until the loss is paid, or until each insurer has exhausted its limits of insurance, whichever comes first? A Excess insurance B Pro rata liability C Primary insurance D Contribution by equal shares D: Contribution by ...

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Florida General Lines Agent Exam Questions And Answers (Solved)

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What is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance coverag...

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Florida Life Insurance Final Exam Training 100% Correct

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Which of the following types of an individual policies does NOT require a policy summary to be given? - Credit Life Which of the following is considered a producer's fiduciary responsibility? - Collect premiums and remit to the insurance company as soon as reasonably possible If an application fo...

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Florida Life Insurance State Exam Questions and Answers with Complete Solutions

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Single Premium - Allows the person to pay entire lump sum, is covered for life, and has the highest cash value. Level term covers - Covers for a period of time with lowest premium pay Endowment at age 70 - P owns a $25,000 Life Policy that pays the face amount to him if he lives to age 70, or to h...

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214 FLORIDA INSURANCE PRACTICE QUESTIONS – WELL ANSWERED 2024

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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - W...

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214 FLORIDA INSURANCE COMPLETE RETAKE EXAM STUDY SET

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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - W...

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Unit Nine - Licensing and License Requirements Exam Questions and Answers with Complete Solutions

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Unauthorized entities present a regulatory concern because they have the potential for __________ claims. - Unauthorized entities present a regulatory concern because they have the potential for unpaid claims. True or False? Willfully over insuring a health or property policy can be grounds for ter...

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Florida Insurance Unit Ten - Miscellaneous Florida Statutes Exam Questions and Answers with Complete Solutions

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Unauthorized entities present a regulatory concern because they have the potential for __________ claims. - Unauthorized entities present a regulatory concern because they have the potential for unpaid claims. True or False? Willfully over insuring a health or property policy can be grounds for ter...

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Florida Insurance Property & Liability Insurance Concepts - Learning Exam Questions and Answers with Complete Solutions

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An insured has a $250 Collision deductible on her auto policy - the insured hit a large oak tree in a single vehicle accident resulting in $1,800 in damages - how much will the insurance company pay the insured? - $1,550 What amount will the insurer pay if an insured has a $340,000 policy with an 8...

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Colorado Life & Health Insurance License Exam Questions and Answers with Complete Solutions

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A certificate of authority expires on _____ each year and must be renewed annually June 30 Any administrative actions or criminal prosecutions must be reported to the commissioner within _____ days 30 days The commissioner must examine every licensed insurer at least once every _____ years 5 ye...

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North Carolina Accident and Health Insurance Exam Questions and Answers with Complete Solutions

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Who does an insurance broker in North Carolina Represent - Insured Which of the following does Social Security NOT provide benefits for - dismemberment K completes an application for disability policy but does not pay the initial premium. The company approves the policy standard and the agent deli...

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