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Xcel Testing Solutions- Life and Health Insurance- Verified Papers For Guaranteed Success

Xcel Testing Solutions- Life and Health Insurance- Verified Papers For Guaranteed Success

32 items

XCEL FL TEST STUDY GUIDE Graded A+

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XCEL FL TEST STUDY GUIDE Graded A+ Which of the following types of health coverage frequently uses a deductible? policy Major Medical What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires his/her consent when a change of beneficiary is made? Irrevocable be...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions All Graded A+

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions All Graded A+ The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT ️insurance sales calls Charities, political organizations, and surveys are all offered exemptions from ...

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Xcel Life Insurance Exam Graded A

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Xcel Life Insurance Exam Graded A+ Replacement regulation is designed to protect Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide Preventative health services Which of these will have the highest monthly payout upon an...

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Xcel Life, Accident, Health License Exam Questions Graded A

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Xcel Life, Accident, Health License Exam Questions Graded A who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow ...

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XCEL Life Only Final Exam CO Complete Answers

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XCEL Life Only Final Exam CO Complete Answers What type of insurance company sells insurance for a profit? Commercial Insurers (Private Insurance Companies) What type of insurance company sells more than one line of insurance? Multi-line insurer What type of companies are organized and inco...

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XCEL Life Only Final Exam CO Graded A+

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XCEL Life Only Final Exam CO Graded A+ What type of insurance company sells insurance for a profit? Commercial Insurers (Private Insurance Companies) What type of insurance company sells more than one line of insurance? Multi-line insurer What type of companies are organized and incorporate...

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XCEL Solutions practice Exam Simulator Complete Answers

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XCEL Solutions practice Exam Simulator Complete Answers Which of the following statements is CORRECT regarding the tax treatment of a lump-sum payment paid to a life insurance policy's primary beneficiary? All proceeds are income tax free in the year they are received. A(n) _____ insurance ...

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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions Graded A+

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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions Graded A+ A cease and desist order issued against a producer - Suspends the producer's certificate or broker's license - Prevents the producer from receiving commissions - Prohibits a specific practice listed in th...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions A cease and desist order issued against a producer ️Prohibits a specific practice listed in the order A cease and desist order issued against a producer prohibits a specific practice listed in the order. A cla...

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XCEL Chapter 11 - Laws and Rules Graded A+

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XCEL Chapter 11 - Laws and Rules Graded A+ ________ is the authority given to a producer to sell, solicit, or negotiate insurance on behalf of the insurer. ️Appointment A Buyer's Guide and Policy Summary ️must be delivered with or prior to policy delivery A Buyer's Guide MUST ️have it'...

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Xcel Ch 19 Laws And Rules

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Xcel Ch 19 Laws And Rules 1. Group Dental Plans: Often place a limit on annual benefits to minimize adverse selection. 2. Medicare Supplement Policy in Michigan: Must provide intermediate and outpatient care for substance abuse, be guaranteed renewable, and have a 30-day free-look period. It i...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions Key Insurance Concepts and Answers 1. Do Not Call Registry Exemptions: - Exemption(s): Charities, political organizations, and surveys - Not Exempt: Insurance sales calls 2. Cancelable Policy: - A policy that all...

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Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only

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Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only Insurance Questions and Answers 1. Settlement Option: Answer: Life income - This option pays a stated amount to an annuitant but provides no residual value to a beneficiary. 2. Continuing Education Requirement ...

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Xcel Life Insurance Exam Already Graded A+

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Xcel Life Insurance Exam Already Graded A+ Insurance Questions and Answers 1. Replacement Regulation Purpose: Answer: Policyowners from misrepresentation and loss of benefits - This regulation aims to protect policyholders from deceptive practices when replacing existing policies. 2. H...

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Xcel Life, Accident, Health License Exam Questions

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Xcel Life, Accident, Health License Exam Questions Who is not eligible for Social Security survivor benefits? A. Full-time students under the age of 19 B. Dependent parents of a deceased worker, regardless of age C. A widow at any age caring for children younger than 16 D. A widow ...

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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam

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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam When can a policyowner change a revocable beneficiary? Answer: Anytime. M purchased an Accidental Death and Dismemberment (AD&D) policy and designated his son as the beneficiary. What type of beneficiary is his son, ...

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XCel 2-15 florida life & health state exam simulator graded A+

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XCel 2-15 florida life & health state exam simulator graded A+ What is considered a characteristic of an immediate annuity? ️ Benefit payments start within one payment period of purchase. Which of these characteristics is consistent with a straight life policy? ️ Premiums are payable...

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North Carolina XCEL Testing Life & Health Insurance Exam Study

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North Carolina XCEL Testing Life & Health Insurance Exam Study Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated? ️ 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automat...

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XCEL FL TEST STUDY GUIDE VERIFIED ANSWERS

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XCEL FL TEST STUDY GUIDE VERIFIED ANSWERS Which of the following types of health coverage frequently uses a deductible? ️ Major Medical policy. What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires consent when a change of beneficiary is made? ️ Irre...

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XcelSolutions Pennsylvania Insurance Test Verified Guide

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XcelSolutions Pennsylvania Insurance Test Verified Guide Stock Insurer ️ A nonparticipating company is sometimes referred to as a stock insurer. Insurance Sales Calls ️ The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT: telemarketers selling ...

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Xcel Practice Chapter Exam Complete Solutions

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Xcel Practice Chapter Exam Complete Solutions A whole life insurance policyowner does not wish to continue making premium payments. Which of the following allows the policyowner to sell the policy for more than its cash value? ️ Life-Settlement Contract. P owns a $25,000 life policy that...

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XCEL Chapter 1 Exam Review Graded A+

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XCEL Chapter 1 Exam Review Graded A+ Stock insurer ️ A non-participating company is also called a stock insurer. Insurance policy ️ A contract that involves one party indemnifying another when a loss results from an unknown event. Mutual ️ A type of insurer that is owned by...

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XCEL Solutions Life and Health License Exam (CA) Complete Solutions

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XCEL Solutions Life and Health License Exam (CA) Complete Solutions A saving vehicle designed to first accumulate funds and then systematically liquidate the funds ️ Deferred annuity. An annuity backed by a life insurer's separate account ️ Variable Annuity. Cindy buys a 10-year...

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XCEL - NY - Exam Simulator 1 Verified Guide

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XCEL - NY - Exam Simulator 1 Verified Guide Jonas is a whole life insurance policyholder and would like to add coverage for his two children. Which of the following products would allow him to do this? ️ Child Term Rider. Lisa has recently bought a fixed annuity. Which of these is consid...

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Xcel Laws and Rules Pertinent to Insurance Guaranteed Success

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Xcel Laws and Rules Pertinent to Insurance Guaranteed Success 1. What must an agent sign when an existing Life Insurance policy is being reissued with a reduction in cash value? - A) Policy Summary - B) Buyer’s Guide - C) Affidavit - D) ️ Notice Regarding Replacement of Life Insuranc...

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EXCEL Practice Exm Graded A+

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EXCEL Practice Exam Graded A+ 1. A licensed agent who lives in another state and transacts insurance in Ohio is called: - A) Foreign agent - B) Special agent - C) ️ Nonresident agent - D) Unauthorized agent 2. Which of these factors is NOT taken into account when determining an appli...

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XCEL Solutions Already Graded A+

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XCEL Solutions Already Graded A+ 1. A nonparticipating company is sometimes called a: - A) ️ Stock insurer - B) Mutual insurer - C) Fraternal insurer - D) Reinsurer 2. Fraternal Benefit Society has each of the following characteristics except: - A) Nonprofit status - B) Membershi...

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Xcel Texas Pre-licensing Education - Life and Health Insurance Insurance Glossary

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Xcel Texas Pre-licensing Education - Life and Health Insurance Insurance Glossary 1. Absolute assignment ️ Policy assignment under which the assignee (person to whom the policy is assigned) receives full control over the policy and also full rights to its benefits. Generally, when a poli...

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Final Exam XCEL VA

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Final Exam XCEL VA 1. The free-look period for a new Medicare Supplement policy is: ️ 30 days 2. Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as ...

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XCEL Chapter 11 Chapter Exam

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XCEL Chapter 11 Chapter Exam 1. Maria the insurance producer completes a sale by collecting the required signatures on the application and obtaining the initial premium. Afterwards, she deposited the check into a personal checking account. Maria committed what crime? ️ Fraud 2. Making ...

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XCEL Chapter 2 - Nature of Insurance Already Graded A+

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XCEL Chapter 2 - Nature of Insurance Already Graded A+ 1. How do insurers predict the increase of individual risks? ️ Law of large numbers 2. Which of the following is considered to be an event or condition that increases the probability of an insured's loss? ️ Hazard 3. An exam...

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