Package deal
Oklahoma Package Deal Updated 2024 with complete solutions
Oklahoma Package Deal Updated 2024 with complete solutions
[Show more]Oklahoma Package Deal Updated 2024 with complete solutions
[Show more]A deliberate misrepresentation that causes harm. 
A - Misdirection 
B - Malicious Lie 
C - Concealment 
D - Fraud - D - Fraud 
A person who has been convicted of any criminal felony involving dishonesty or a breach of trust who 
participates in the business of insurance in Oklahoma without express a...
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Add to cartA deliberate misrepresentation that causes harm. 
A - Misdirection 
B - Malicious Lie 
C - Concealment 
D - Fraud - D - Fraud 
A person who has been convicted of any criminal felony involving dishonesty or a breach of trust who 
participates in the business of insurance in Oklahoma without express a...
31. If both the President and the Vice President can no longer serve, who becomes President? - 
the Speaker of the House 
Before he was President, Eisenhower was a general. What war was he in? - World War II 
During the Cold War, what was the main concern of the United States? - Communism 
How many ...
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Add to cart31. If both the President and the Vice President can no longer serve, who becomes President? - 
the Speaker of the House 
Before he was President, Eisenhower was a general. What war was he in? - World War II 
During the Cold War, what was the main concern of the United States? - Communism 
How many ...
A bicyclist using the road with motor vehicles present - Has the same rights as a car 
A broken yellow line between two lanes of traffic means - Passing permitted 
A flashing yellow light means - Caution 
A motorcycle helmet is required for everyone under - 16 years old 
A solid yellow line between ...
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Add to cartA bicyclist using the road with motor vehicles present - Has the same rights as a car 
A broken yellow line between two lanes of traffic means - Passing permitted 
A flashing yellow light means - Caution 
A motorcycle helmet is required for everyone under - 16 years old 
A solid yellow line between ...
____ are the types of cause of loss form in a commercial package policy - Basic, Broad, or Special 
_____ is not eligible for a dwelling policy - Farm 
_______ are specifically excluded from coverage in Coverage C of the homeowner's policy? - 
Animals 
__________ acts like a deductible and is the a...
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Add to cart____ are the types of cause of loss form in a commercial package policy - Basic, Broad, or Special 
_____ is not eligible for a dwelling policy - Farm 
_______ are specifically excluded from coverage in Coverage C of the homeowner's policy? - 
Animals 
__________ acts like a deductible and is the a...
"Practicing Insurance" Without a License - 1) A producer or adjuster, with a suspended or revoked 
license, who continues to "practice insurance" (transact insurance) after losing his/her license due to a 
violation of the insurance code is subject to a felony and the following criminal penaltie...
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Add to cart"Practicing Insurance" Without a License - 1) A producer or adjuster, with a suspended or revoked 
license, who continues to "practice insurance" (transact insurance) after losing his/her license due to a 
violation of the insurance code is subject to a felony and the following criminal penaltie...
34 . To help avoid emergency situations you should: 
a) Keep your left foot near the brake 
b) Keep your eyes moving 
c) Travel at a constant speed 
d) Never travel over 60 MPH - Keep your eyes moving 
A broken yellow line between two lanes of traffic means: a) No left turn at this place 
b) Both la...
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Add to cart34 . To help avoid emergency situations you should: 
a) Keep your left foot near the brake 
b) Keep your eyes moving 
c) Travel at a constant speed 
d) Never travel over 60 MPH - Keep your eyes moving 
A broken yellow line between two lanes of traffic means: a) No left turn at this place 
b) Both la...
A Health Reimbursement Arrangement MUST be established - by the employer 
A life annuity feature which provides benefit payments for a minimum number of years, no matter when 
the annuitant dies, is called - period certain 
A life insurance policyowner would like a dividend option that results in a ...
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Add to cartA Health Reimbursement Arrangement MUST be established - by the employer 
A life annuity feature which provides benefit payments for a minimum number of years, no matter when 
the annuitant dies, is called - period certain 
A life insurance policyowner would like a dividend option that results in a ...
A false written or oral statement made by a producer for the purpose of replacing an existing policy to 
the detriment of the insured is? - Twisting 
A foreign insurance company is defined as one that is - formed under the laws of a state other 
than Oklahoma. 
A guaranteed renewable provision allow...
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Add to cartA false written or oral statement made by a producer for the purpose of replacing an existing policy to 
the detriment of the insured is? - Twisting 
A foreign insurance company is defined as one that is - formed under the laws of a state other 
than Oklahoma. 
A guaranteed renewable provision allow...
"The present worth of future benefits arising from the ownership of real property," is the definition of - 
Value 
"Without both parties' written consent, The broker is prohibited from representing both the seller and 
the buyer in the same transaction," defines: - Dual Agency 
A and B signed a...
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Add to cart"The present worth of future benefits arising from the ownership of real property," is the definition of - 
Value 
"Without both parties' written consent, The broker is prohibited from representing both the seller and 
the buyer in the same transaction," defines: - Dual Agency 
A and B signed a...
"Home-study" OR "technology-assisted distance learning" - The delivery of graduate coursework 
or continuing education through mailed correspondence or other distance learning technologies, which 
focuses on synchronous or asynchronous instructional delivery methods. Designed to deliver educatio...
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Add to cart"Home-study" OR "technology-assisted distance learning" - The delivery of graduate coursework 
or continuing education through mailed correspondence or other distance learning technologies, which 
focuses on synchronous or asynchronous instructional delivery methods. Designed to deliver educatio...
Actuary - A person who uses mathematical methods to analyze loss data and develop insurance 
rates. 
Adjuster - Investigates claims, adjusts losses, and negotiates claim settlements for the insurer 
Alien Insurer - An insurer formed under the laws of Switzerland and authorized to do business in 
the...
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Add to cartActuary - A person who uses mathematical methods to analyze loss data and develop insurance 
rates. 
Adjuster - Investigates claims, adjusts losses, and negotiates claim settlements for the insurer 
Alien Insurer - An insurer formed under the laws of Switzerland and authorized to do business in 
the...
Commercial and not commercial pesticide applicators are required to keep records of pesticide 
applications for how many years? - Commercial and non-commercial pesticide applicators are 
required to keep records of applications for two years as well as service technicians. 
Define "intergrated pest...
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Add to cartCommercial and not commercial pesticide applicators are required to keep records of pesticide 
applications for how many years? - Commercial and non-commercial pesticide applicators are 
required to keep records of applications for two years as well as service technicians. 
Define "intergrated pest...
________ are keratin-filled cysts that are usually associated with newborns and are commonly found 
around the eyes, cheeks and forehead - Milia 
________ is a skin disorder characterized by abnormal light patches. - Leukoderma 
________ is to a raw egg white as_________Is to a raw egg yolk - Protop...
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Add to cart________ are keratin-filled cysts that are usually associated with newborns and are commonly found 
around the eyes, cheeks and forehead - Milia 
________ is a skin disorder characterized by abnormal light patches. - Leukoderma 
________ is to a raw egg white as_________Is to a raw egg yolk - Protop...
Accented Syllable - ad|{ven}|ture {lem}|on 
Alliteration - Group of words that all start with the same letter. 
Allophones - Any of the variant forms of a phoneme. (Top vs. Stop, DeVries vs. phones) 
Analytic Phonics - Begin with the whole word and then sound out sounds. (cat-->c+a+t, red-- 
>...
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Add to cartAccented Syllable - ad|{ven}|ture {lem}|on 
Alliteration - Group of words that all start with the same letter. 
Allophones - Any of the variant forms of a phoneme. (Top vs. Stop, DeVries vs. phones) 
Analytic Phonics - Begin with the whole word and then sound out sounds. (cat-->c+a+t, red-- 
>...
_____ life insurance is designed to pay the balance of a lone if the insured dies before the loan has been 
repaid - Credit 
A domestic company in Oklahoma must - Be formed under Oklahoma insurance laws 
A foreign insurance company doing business in Oklahoma - is a company domiciled under the 
laws ...
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Add to cart_____ life insurance is designed to pay the balance of a lone if the insured dies before the loan has been 
repaid - Credit 
A domestic company in Oklahoma must - Be formed under Oklahoma insurance laws 
A foreign insurance company doing business in Oklahoma - is a company domiciled under the 
laws ...
"A" sold his home for $26,500 to "B" who agreed to assume the existing mortgage of $25,950. Give the 
cost of documentary tax stamps "A" would be required to place on the deed - $39.75 
A and B have entered into a contract. In order for this contract to be enforceable, the contract - 
(search)...
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Add to cart"A" sold his home for $26,500 to "B" who agreed to assume the existing mortgage of $25,950. Give the 
cost of documentary tax stamps "A" would be required to place on the deed - $39.75 
A and B have entered into a contract. In order for this contract to be enforceable, the contract - 
(search)...
a legally acceptable attempt by the existing insurer to retain the business after replacement form has 
been received is called?? - Conservation 
a mutual insurer: 
is a participating company owned by policy owners 
charges assessments to the policy owners if blains are higher than projected 
is an ...
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Add to carta legally acceptable attempt by the existing insurer to retain the business after replacement form has 
been received is called?? - Conservation 
a mutual insurer: 
is a participating company owned by policy owners 
charges assessments to the policy owners if blains are higher than projected 
is an ...
Can milk be stored in a frozen state - No 
Direct Care staffing - Minimum direct care staff to resident ratios (nurse) must have a licensed 
nurse 8 hrs/day, 7 days/week on day shift; if DON is LPN, must employ RN at least 8 hours/week as a 
consultant 
Direct Staff Ratio - Sufficient, adequately tr...
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Add to cartCan milk be stored in a frozen state - No 
Direct Care staffing - Minimum direct care staff to resident ratios (nurse) must have a licensed 
nurse 8 hrs/day, 7 days/week on day shift; if DON is LPN, must employ RN at least 8 hours/week as a 
consultant 
Direct Staff Ratio - Sufficient, adequately tr...
80% - Standard co-insurance amount. 
Abandonment - The insured leaving the damaged property and demanding full payment for a 
total loss. 
Actual Cash Value (ACV) - Replacement cost at the time of loss less depreciation. 
Actuary - The person who establishes rates for the insurer. 
Advertising Liabi...
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Add to cart80% - Standard co-insurance amount. 
Abandonment - The insured leaving the damaged property and demanding full payment for a 
total loss. 
Actual Cash Value (ACV) - Replacement cost at the time of loss less depreciation. 
Actuary - The person who establishes rates for the insurer. 
Advertising Liabi...
A beauty parlor burns to the ground. What type of loss is this to the owner? 1) consecutive 2) direct 3) 
consequential 4) specific - 2) direct 
A bond is written for a set limit, and the surety will be liable for only this amount of the limit. This limit is 
known as 1) penalty 2) face value 3) sta...
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Add to cartA beauty parlor burns to the ground. What type of loss is this to the owner? 1) consecutive 2) direct 3) 
consequential 4) specific - 2) direct 
A bond is written for a set limit, and the surety will be liable for only this amount of the limit. This limit is 
known as 1) penalty 2) face value 3) sta...
: According to the common law of agency, a licensee has which of the following obligations to an 
individual that prefers to remain a customer rather than become a client? - HONESTY AND FAIR 
DEALING 
"Without both parties' written consent, the broker is prohibited from representing both a seller ...
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Add to cart: According to the common law of agency, a licensee has which of the following obligations to an 
individual that prefers to remain a customer rather than become a client? - HONESTY AND FAIR 
DEALING 
"Without both parties' written consent, the broker is prohibited from representing both a seller ...
A comprehensive major medical health insurance policy contains an Eligible Expenses provision which 
identifies the types of health care services that are covered. All of the following health care services are 
typically covered EXCEPT for Experimental and investigative services 
A deliberate lie by...
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Add to cartA comprehensive major medical health insurance policy contains an Eligible Expenses provision which 
identifies the types of health care services that are covered. All of the following health care services are 
typically covered EXCEPT for Experimental and investigative services 
A deliberate lie by...
A comprehensive group policy also covers expenses related to vision care. Which of the following is not 
typically covered under a vision plan? - cataract surgery 
A false written or oral statement made by a producer for the purpose of replacing an existing policy to 
the detriment of the insured is...
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Add to cartA comprehensive group policy also covers expenses related to vision care. Which of the following is not 
typically covered under a vision plan? - cataract surgery 
A false written or oral statement made by a producer for the purpose of replacing an existing policy to 
the detriment of the insured is...
A beneficiary has just received a claim payment for a life insurance policy. Which of the following is TRUE 
regarding the federal income tax liability owed? 
A flat tax of 10% is owed on all proceeds 
Federal income tax is owed if proceeds exceed $250,000 
No federal income tax is owed on life insu...
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Add to cartA beneficiary has just received a claim payment for a life insurance policy. Which of the following is TRUE 
regarding the federal income tax liability owed? 
A flat tax of 10% is owed on all proceeds 
Federal income tax is owed if proceeds exceed $250,000 
No federal income tax is owed on life insu...
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