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ALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOLUTIONS|| LATEST UPDATE 2024|| 100% VERIFIED EXAM BUNDLE $32.39   Add to cart

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ALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOLUTIONS|| LATEST UPDATE 2024|| 100% VERIFIED EXAM BUNDLE

ALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOLUTIONS|| LATEST UPDATE 2024|| 100% VERIFIED EXAM BUNDLEALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOLUTIONS|| LATEST UPDATE 2024|| 100% VERIFIED EXAM BUNDLEALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOL...

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ALABAMA INSURANCE TEST|| ACTUAL EXAMS|| CORRECT QUESTIONS & SOLUTIONS|| LATEST UPDATE 2024|| 100% VERIFIED

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Which welfare program provides assistance to the needy? - ANSWER Medicaid Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - ANSWER revocable beneficiary Within how many calendar days must all clean electronic health insu...

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ALABAMA LIFE & HEALTH INSURANCE EXAM|| COMPLETE QUESTIONS|| CORRECT SOLUTIONS|| ACTUAL EXAMS|| LATEST UPDATED 2024|| VERIFIED

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Which of the following would be considered a speculative risk? - ANSWER The possibility the painting you bought might be a long-lost masterpiece A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices descr...

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Alabama Insurance: Property and Casualty Test Questions & Answers

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An incorporated insurance company which is run by a board of directors is known as - ANSWER a capital-stock company Which of the following statements is true regarding a binder? a. a binder guarantees that a policy will be issued by the insurance company. b. a binder guarantees coverage and tha...

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Alabama Property and Casualty Exam Correct 100%

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If a company cancels an auto policy mid term, the refund will be made on a. pro rata basis b. short rate basis c. retroactive basis d. coinsurance basis - ANSWER Pro Rata Basis What is the term used to describe terminating the insurance relationship at the end of the policy period ? a. c...

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Alabama Insurance: Property and Casualty Exam A questions & Solutions(GRADED A)

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What is hazard? - ANSWER An increase in the possibility that a loss might occur What rating method involves modifying the premium based on the insureds loss experience over a specified period of time? - ANSWER Experience Rating In a particular state, an insurance company must file policy forms...

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Alabama Health Insurance Exam Correct 100%

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Pure - ANSWER Insurance is defined as the transfer of ______________ risk to the insurance company in consideration for a premium. Pure Risk - ANSWER The chance of loss without any chance of gain is called ___________ Speculative Risk - ANSWER has the possibility for gain or loss and is not in...

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Alabama Property and Casualty Sample Quizzes & Solutions 100% Correct

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What is a hazard? - ANSWER an increase in the possibility that a loss might occur transfer risk from a person or business to an insurance company that agrees to to pay for losses in exchange for a premium. - ANSWER insurance The type of insurance company in which the policyholder is considered...

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Alabama Life & Health Insurance Exam Completely Solved|| Actual Exams

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Agent/Producer - ANSWER A person who acts for another person or entity with regard to contractual arrangements with third parties; a legal representative of an insurance company. Applicant or Proposed Insured - ANSWER A person who requests or seeks insurance from an insurer. Beneficiary - ANSW...

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Alabama Insurance test study Guide Correct 100%

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Loss Sustained Form - ANSWER Form that covers losses actually sustained during the policy period and discovered no later than one year after policy expiration. Fiduciary Responsibility - ANSWER The legal duty of a representative to manage property in the interest of the owner. Directors and Of...

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Alabama Life & Health Insurance Exam 100% Accurate

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Term Insurance - ANSWER Temporary protection because it only provides coverage for a specific period of time. Also known as pure life insurance Term insurance provides what is known as _________________ - ANSWER pure death protection Term insurance provides the greatest amount of coverage for ...

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Alabama Property and Casualty Insurance Exam Prep Accurate 100%

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Insurance - ANSWER The transfer of risk through a legal contract Property - ANSWER Covers real property and personal property against damage or loss resulting from covered causes of loss called perils. Casualty - ANSWER Covers non-property loss (by a 3rd party) Personal Lines - ANSWER Insur...

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Alabama Life and Health Insurance|| ACTUAL EXAMS|| CORRECT QUESTIONS & ANSWERS|| LATEST UPDATE 2024|| VERIFIED

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a predetermined limit. - ANSWER Insurance is a method risk is transferred to an insurer for consideration up to 1. spouses in each other 2. parents in their children 3. creditors in their debtors - ANSWER Which of the following would be considered proper establishment of insurable interest in t...

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Alabama Insurance Producer license test Correct 100%

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Employer health plans must provide primary coverage for individuals with end-stage renal disease before medicare becomes primary care for how many months? - ANSWER 30 months the sole beneficiary of a life insurance policy dies before the insured. the policy will then go to? - ANSWER The insured'...

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Alabama insurance exam 2024/2025 Latest Update|| Latest Update|| Verified

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An insurance company licensed to do business in Alabama , but incorporated in another state , is called : a nonadmitted company a domestic company an alien company a foreign company - ANSWER a foreign company The life and health insurance marketing system utilizing non-employee agents that...

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