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BUNDLE - UCE EXAMS
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[Show more]FIN UCE Final Review Exam Questions & Answers 2024/2025 
 
Standard deviation measures ________ risk, and beta is a measure of _______ a risk. - ANSWERSTotal; systematic 
 
Which of the following is true if current liabilities increase? Assume all else is constant, and all ratios have positive value...
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Add to cartFIN UCE Final Review Exam Questions & Answers 2024/2025 
 
Standard deviation measures ________ risk, and beta is a measure of _______ a risk. - ANSWERSTotal; systematic 
 
Which of the following is true if current liabilities increase? Assume all else is constant, and all ratios have positive value...
UCE Practice Exam 2 Questions & Answers 2024/2025 
 
 
Business Resumption Planning is most effective if prepared by the: 
A. IT department 
B. senior management 
C. audit committee 
D. team from throughout the bank - ANSWERSD. team from throughout the bank 
 
Which of the following is the correct ...
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Add to cartUCE Practice Exam 2 Questions & Answers 2024/2025 
 
 
Business Resumption Planning is most effective if prepared by the: 
A. IT department 
B. senior management 
C. audit committee 
D. team from throughout the bank - ANSWERSD. team from throughout the bank 
 
Which of the following is the correct ...
UCE Final Exam Questions & Answers 2024/2025 
 
 
What is the formula for the NCFD ratio? - ANSWERS(Noncore liabilities - short-term investments)/long-term assets 
 
How to calculate LLL? - ANSWERST1 + T2 + ALLL not included in T2 
 
How do you calculate T1 capital? - ANSWERSCommon Stock + Additiona...
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Add to cartUCE Final Exam Questions & Answers 2024/2025 
 
 
What is the formula for the NCFD ratio? - ANSWERS(Noncore liabilities - short-term investments)/long-term assets 
 
How to calculate LLL? - ANSWERST1 + T2 + ALLL not included in T2 
 
How do you calculate T1 capital? - ANSWERSCommon Stock + Additiona...
OCC UCE Exam Questions & Answers 2024/2025 
 
 
Examiners should determine the root cause and decide whether to expand the loans sample if downgrades? - ANSWERSEqual: 
 5% of the # of credits reviewed or 
 3% of the dollar amount 
 
LEGAL LENDING LIMIT 
• Calculation of LLL is as of the most recen...
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Add to cartOCC UCE Exam Questions & Answers 2024/2025 
 
 
Examiners should determine the root cause and decide whether to expand the loans sample if downgrades? - ANSWERSEqual: 
 5% of the # of credits reviewed or 
 3% of the dollar amount 
 
LEGAL LENDING LIMIT 
• Calculation of LLL is as of the most recen...
UCE 670 Exam Questions & Answers 2024/2025 
 
 
"Two full service national banks are owned by the same holding company. Both banks have composite ratings of "2". Bank A has $500MM in assets. Bank B has $345MM in assets. Bank B will pay 12% lower assessment fees. 
 
A. True 
B. False 
" - ANSWER...
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Add to cartUCE 670 Exam Questions & Answers 2024/2025 
 
 
"Two full service national banks are owned by the same holding company. Both banks have composite ratings of "2". Bank A has $500MM in assets. Bank B has $345MM in assets. Bank B will pay 12% lower assessment fees. 
 
A. True 
B. False 
" - ANSWER...
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Add to cartUCE Study Exam Questions & Answers 2024/2025
UCE Exam Questions & Answers 2024/2025 
 
 
In compliance with legal lending limits, FNB Podunk made a loan secured by livestock in 2013. In 2014, the collateral value declined below the market value exception. Due to this decline in value, the loan is a violation of the legal lending limit. 
 
a) ...
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Add to cartUCE Exam Questions & Answers 2024/2025 
 
 
In compliance with legal lending limits, FNB Podunk made a loan secured by livestock in 2013. In 2014, the collateral value declined below the market value exception. Due to this decline in value, the loan is a violation of the legal lending limit. 
 
a) ...
UCE QOTD Exam Questions & Answers 2024/2025 
 
 
What is the risk rating of an open ended loan 133 days past due? 
 
A) Pass 
B) Special Mention 
C) Substandard 
D) Loss - ANSWERSC) Substandard 
 
Bank investments are accounted for at amortized cost when they are: 
 
A) Available for sale 
B) Tradin...
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Add to cartUCE QOTD Exam Questions & Answers 2024/2025 
 
 
What is the risk rating of an open ended loan 133 days past due? 
 
A) Pass 
B) Special Mention 
C) Substandard 
D) Loss - ANSWERSC) Substandard 
 
Bank investments are accounted for at amortized cost when they are: 
 
A) Available for sale 
B) Tradin...
OCC UCE MC Exam Questions & Answers 2024/2025 
 
 
A bank's risk measurement tools should be able to capture the exposure from embedded options. Which three products contain embedded options? (Choose Three) 
A. Structured Notes 
B. US Treasury Bonds 
C. Overnight FFS 
D. MBSs 
E. MMDAs - ANSWERSStr...
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Add to cartOCC UCE MC Exam Questions & Answers 2024/2025 
 
 
A bank's risk measurement tools should be able to capture the exposure from embedded options. Which three products contain embedded options? (Choose Three) 
A. Structured Notes 
B. US Treasury Bonds 
C. Overnight FFS 
D. MBSs 
E. MMDAs - ANSWERSStr...
UCE Practice Exam 4 Questions & Answers 2024/2025 
 
 
To qualify for the small transfer agent exemption, a bank must receive fewer than _____ items for transfer and fewer than ____ items for processing during any six consecutive months. 
 
A) 300; 300 
B) 400; 400 
C) 500; 500 
D) 250; 500 
E) 300...
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Add to cartUCE Practice Exam 4 Questions & Answers 2024/2025 
 
 
To qualify for the small transfer agent exemption, a bank must receive fewer than _____ items for transfer and fewer than ____ items for processing during any six consecutive months. 
 
A) 300; 300 
B) 400; 400 
C) 500; 500 
D) 250; 500 
E) 300...
UCE Practice Exam 3 Questions & Answers 2024/2025 
 
 
In order to provide funds to satisfy liquidity needs, a bank may: 
 
A. Liquidate investment securities. 
B. Increase liabilities of a term nature. 
C. Purchase treasury stock. 
D. Increase holdings of non liquid assets. 
E. A & B above. - ANSW...
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Add to cartUCE Practice Exam 3 Questions & Answers 2024/2025 
 
 
In order to provide funds to satisfy liquidity needs, a bank may: 
 
A. Liquidate investment securities. 
B. Increase liabilities of a term nature. 
C. Purchase treasury stock. 
D. Increase holdings of non liquid assets. 
E. A & B above. - ANSW...
OCC UCE Final Exam Questions & Answers 2024/2025 
 
 
Goal of the overall control system? - ANSWERShelp maintain authority, recognize and identify the need for timely reporting and information 
 
Goal of internal control system? - ANSWERSprotect the banks assets, assure integrity of financial and op...
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Add to cartOCC UCE Final Exam Questions & Answers 2024/2025 
 
 
Goal of the overall control system? - ANSWERShelp maintain authority, recognize and identify the need for timely reporting and information 
 
Goal of internal control system? - ANSWERSprotect the banks assets, assure integrity of financial and op...
UCE Prep Exam Questions & Answers 2024/2025 
 
 
OCC Bulletin 2006-47 - ANSWERSAllowance for Loans and Lease Losses Guidance 
 
OCC Bulletin 2006-46 - ANSWERSInteragency Guidance on CRE Concentration Risk Management 
 
OCC Bulletin 2012-10 - ANSWERSInteragency Guidance on Troubled Debt Restructuring...
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Add to cartUCE Prep Exam Questions & Answers 2024/2025 
 
 
OCC Bulletin 2006-47 - ANSWERSAllowance for Loans and Lease Losses Guidance 
 
OCC Bulletin 2006-46 - ANSWERSInteragency Guidance on CRE Concentration Risk Management 
 
OCC Bulletin 2012-10 - ANSWERSInteragency Guidance on Troubled Debt Restructuring...
UCE OCC Exam (Deck 3) Questions & Answers 2024/2025 
 
 
Is it required for every bank to have a written policy regarding insider transactions - ANSWERSyes 
 
What law governs loans to executive officers for banks - ANSWERS12 USC 375a 
 
What law governs extensions of credit to executive officers, d...
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Add to cartUCE OCC Exam (Deck 3) Questions & Answers 2024/2025 
 
 
Is it required for every bank to have a written policy regarding insider transactions - ANSWERSyes 
 
What law governs loans to executive officers for banks - ANSWERS12 USC 375a 
 
What law governs extensions of credit to executive officers, d...
OCC UCE Practice Exam Questions & Answers 2024/2025 
 
 
C) Risk assessment- Internal controls handbook page 5 - ANSWERSWhich of the following is not a factor of management's internal control environment? 
a) the organizational structure of the institution 
b) management's philosophy and operatin...
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Add to cartOCC UCE Practice Exam Questions & Answers 2024/2025 
 
 
C) Risk assessment- Internal controls handbook page 5 - ANSWERSWhich of the following is not a factor of management's internal control environment? 
a) the organizational structure of the institution 
b) management's philosophy and operatin...
UCE Exam Questions & Answers 2024/2025 
 
 
We are well capitalized, why are we not rated a 1 or 2? - ANSWERS12 CFR 6 Prompt Corrective Action (PCA) places restrictions on deteriorating capital ratios to resolve problems at institutions at the least possible long-term cost to the deposit insurance f...
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Add to cartUCE Exam Questions & Answers 2024/2025 
 
 
We are well capitalized, why are we not rated a 1 or 2? - ANSWERS12 CFR 6 Prompt Corrective Action (PCA) places restrictions on deteriorating capital ratios to resolve problems at institutions at the least possible long-term cost to the deposit insurance f...
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Add to cartKFM UCE Exam Questions & Answers 2024/2025
UCE Practice Exam Questions & Answers 2024/2025 
 
 
How does a bank ensure that it has perfected its lien on real estate held as collateral? 
 
A. perform a Uniform Commercial Code (UCC) search 
B. verify lien status with the tax assessor 
C. obtain a list of prior lien holders from the borrower 
D...
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Add to cartUCE Practice Exam Questions & Answers 2024/2025 
 
 
How does a bank ensure that it has perfected its lien on real estate held as collateral? 
 
A. perform a Uniform Commercial Code (UCC) search 
B. verify lien status with the tax assessor 
C. obtain a list of prior lien holders from the borrower 
D...
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