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PACKAGE DEAL FOR:Mississippi Life and Health Insurance| QUESTIONS 100% SOLVED!!

PACKAGE DEAL FOR:Mississippi Life and Health Insurance| QUESTIONS 100% SOLVED!!PACKAGE DEAL FOR:Mississippi Life and Health Insurance| QUESTIONS 100% SOLVED!!PACKAGE DEAL FOR:Mississippi Life and Health Insurance| QUESTIONS 100% SOLVED!!PACKAGE DEAL FOR:Mississippi Life and Health Insurance| QUESTI...

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Mississippi Real Estate Unit 1: introduction to the real estate business Questions & Answers Correct 100%

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A real estate professional who helps clients choose among the various alternatives involved in purchasing, using, or investing in property is A) a real estate appraiser. B) a real estate educator. C) a home inspector. D) a real estate counselor. - ANSWER The answer is a real estate counse...

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Mississippi Real Estate Unit 7:Title Transfer Questions & Answers Accurate 100%(GRADED A+)

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The document that is a historical summary of all the documents of title is A) a mortgage. B) a title commitment. C) an abstract of title. D) a deed of trust. - ANSWER The answer is an abstract of title. The abstract summarizes all the documents that create the chain of title; an attorne...

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Mississippi Life and Health Insurance Questions & Answers Accurate 100%(RATED A+)

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Absolute assignment - ANSWER Policy assignment under which the assignee (person to whom the policy is assigned) receives full control over the policy and also full rights to its benefits. Generally, when a policy is assigned to secure a debt, the owner retains all rights in the policy in excess of...

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MS Life and Health Insurance Test Correct Questions & Answers(RATED A)

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Which of these do NOT constitute policy delivery? - ANSWER Policy issued with a rating Which of these types of life insurance allows the policyowner to have level premiums and to also choose from a selection of investment options? - ANSWER Variable Life J, an Accidental Death and Dismemberment...

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Mississippi Health and Life Insurance| 200 Questions With Correct Answers.

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Accident - ANSWER An unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - ANSWER A type of insurance that protects the insured against loss due to accidental bodily injury Accidental Death and Dismemberment - ANSWER An insurance policy which pays ...

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Mississippi Life and Health Insurance Questions & Answers(SCORED A+)

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A business overhead expense policy : - ANSWER covers business expenses such as rent and utilities A provision in a life insurance policy that pays the policy owner an amount that does not surpass the guaranteed cash value is called the : - ANSWER Policy loan provision After and insured gives n...

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Mississippi Life and Health Final Exam| 150 Questions| Correct Answers| Verified!!

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What kind of life insurance product covers children under their parent's policy? Family Maintenance rider Term rider Family Income rider Payor benefit - ANSWER Term Rider Under a trustee group life policy, who would be eligible for a certificate of coverage? Corporation Employee ...

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Mississippi Life and Health Final Exam 109-150 Accurate 100%(SCORED A+)

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What type of policy would offer a 40-year old the quickest accumulation of cash value? Paid-up at 65 20-pay life 30-pay life Straight whole life - ANSWER 20-pay life Which of these statements accurately describes the Waiver of Premium provision in an Accident and Health policy? Past...

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Mississippi life producer exam Correct Questions & Answers(RATED A)

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Which of the following is an insurance company that is organized under the laws of a different state within the United States? - ANSWER Foreign protects the consumer's right to the privacy of credit and financial information, ensuring that all collected data is confidential, accurate, relevant a...

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Life accident and health insurance Mississippi 2 Correct 100%(RATED A)

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1x sold

1. private insurers 2. government insurers - ANSWER 2 types of entities providing insurance today 1. stock insurance companies 2. mutual insurance companies - ANSWER the 2 largest types of commercial insurance companies Stock insurance companies - ANSWER owned by stockholders, these compan...

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MS Health and Life Insurance Exam Chapter 14 Accurate 100%(RATED A)

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Reply promptly in writing - ANSWER If the Commissioner requests information from a producer, the producer is required to: The producer's license will lapse and they will be unlicensed - ANSWER In Mississippi, a producer has failed to complete their continuing education requirements by the licens...

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Mississippi Insurance Test Complete Questions & Answers(GRADED A)

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The Commissioner of Insurance in Mississippi is elected to office for a term of - ANSWER 4 years The burden of proof for determining that a producer is representing an authorized insurer falls on - ANSWER The producer The fine the Commissioner may levy for violating any provision of the Insura...

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Mississippi Life Insurance State Exam Accurate 100%(RATED A)

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Adverse selection - ANSWER insuring of risks that are more to losses than the average risk Agent/Producer - ANSWER legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer Applicant or proposed insure...

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Mississippi Life Insurance Laws flashcards Accurate 100%(GRADED A)

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Can insurers advertise the existence of the guaranty association during solicitation and sale of insurance policies? - ANSWER No, advertising of the existence of the guaranty association for the purposes of solicitation and sale of insurance policies by insurers is an illegal business practice. W...

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Mississippi Insurance Exam Correct Questions & Answers(SCORED A+)

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chance or uncertainty of loss - ANSWER risk another term that means almost the same thing as risk is ______________ - ANSWER exposure people have developed several different methods for managing risks for serious financial losses. One method is simply to _________________. For example you can ...

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Life, Health, & Accident Practice Test | 100 Questions & Answers Correct 100%(SCORED A+)

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To renew a producers' license, the producer must - ANSWER Satisfy the state's continuing education requirement The Commissioner of Insurance in Mississippi is appointed for a term of - ANSWER Four years An incorporated insurer owned by its policyholders is known as a - ANSWER Mutual Insurer ...

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Life Insurance Mississippi Correct 100%(RATED A+)

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Adverse Selection - ANSWER insuring of risks that are more prone to losses than the average risk Agent/Producer - ANSWER a legal Representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer Applicant or propose...

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Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%

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Homeowners Policy - ANSWER Multiline Policy that protects property owners from property and liability risks HO-2 - ANSWER (broad form): covers the dwelling, other structures, and personal property on a named perils basis HO-3 - ANSWER or special form, provides open peril coverage for loss to t...

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MS Property & Casualty Questions & Answers(RATED A+)

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24 hrs & 3 of those hours ethics - ANSWER To renew a producer license which is been in affect more than 18 months, a producer must complete ___________ 12 hrs - ANSWER To renew a producer license which is been in effect for 18 months or less, a producer must complete________ of CE. 30 days - A...

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Mississippi Insurance Laws Correct 100%(RATED A+)

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lose license 1 year - ANSWER 30 day notice and company continues violation insurer's financial condition becomes unsound insurer's assets in excess of liabilities are less than the amount its original capital requires lose license 3 years - ANSWER A judgment rendered against the insurer b...

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Chapter 8 - Mississippi Laws & Rules Pertinent to Insurance Correct 100%(RATED A)

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A producer is suggesting replacement if a prospective insured is given all of the following advice, EXCEPT: - ANSWER Convert your Term insurance to Whole Life Which of the following would be a valid reason for suspending or revoking an insurance license? - ANSWER The producer misappropriated mone...

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Mississippi Life Insurance Laws Correct 100%(SCORED A+)

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In general, who can be excluded from a producer licensing and examination requirements? - ANSWER Insurance company officers, directors , or any there employees who do not transact insurance and who do not receive commisons for their services (usually their responsibility include administrative, exec...

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MS Laws and Rules Complete Questions & Answers(RATED A)

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And example of life insurance policy replacement would be which of the following? - ANSWER Cash surrender an existing life policy and purchasing a new life policy. Before holding a hearing regarding an agent's unfair or deceptive practice, the Insurance Commissioner MUST give how many days notic...

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