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Kentucky Life Insurance Exam Questions with 100% Correct Answers Comprehensive Exam-KY Life & Health Questions with Correct Answers Kentucky Life Exam Questions with 100% Correct Answers KY Life Insurance Exam Questions with 100% Correct Answers Life Insurance Exam Kentucky Questions with Correct A...

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Kentucky Life Insurance Exam Questions with 100% Correct Answers

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Elements of a Contract Correct Answer Competent parties, legal purpose, offer and acceptance, consideration Waiver Correct Answer Voluntary giving up of a known right or privilege, can be express or implied Estoppel Correct Answer A person is prohibited by virtue of his own past actions from c...

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Kentucky Life Insurance State Exam Practice Questions with Correct Answers

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The premiums paid by an employer for his employee's group life insurance are usually considered to be Correct Answer Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? Correct Answer Business expenses These are all accurate stat...

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KY Life Insurance Exam Questions with 100% Correct Answers

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Whether an insurable interest exists between the individuals Correct Answer if an applicant for a life insurance policy and person to be insured by the policy are two different people, the underwriter would be concerned about what Pay a reduced death benefit Correct Answer an insured has had a li...

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Life Insurance Exam Kentucky Questions with Correct Answers

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A. All the incidents of ownership in the policy belong to the donee. Correct Answer In an outright gift of life insurance to a charity A. All the incidents of ownership in the policy belong to the donee. B. The donor retains the right to name a new beneficiary. C. The cash values in the p...

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KY Life Insurance Exam Questions with 100% Correct Answers

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Important Contractual Concepts: Executory Contract Correct Answer Contract that is not completed immediately; some future act remains to be done to consummate the contract Important Contractual Concepts: Contracts of Adhesion Correct Answer one sided contract -- no negotiating Important Contra...

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Kentucky Life Exam Questions with 100% Correct Answers

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Risk Correct Answer The uncertainty or chance of a loss occurring Pure Risk Correct Answer Refers to situations that can only result in a loss or no change. There is no opportunity for financial gain. It is the only type of risk that insurance companies are willing to accept. Speculative R...

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